Credicorp
Cash-flow lending for property maintenance and landscaping businesses
Property-care, landscaping and grounds-maintenance firms buy plants, aggregates and materials and pay crews on site long before the job or the managing-agent invoice is settled. Credicorp bridges that gap for UK incorporated property-trades businesses — no personal guarantee, same-day decisions.
Recognise ony o thir?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Plants, turf, aggregates or materials to buy upfront before a job is paid
- A mower, digger or works vehicle breaking down mid-contract and stopping the crew
- Seasonal grounds-care peaks needing extra labour on the books before invoices clear
- A managing agent or commercial client settling on long terms while your suppliers want paying now
Whilk product fits?
For property-care and landscaping firms the squeeze is the lag between buying materials and paying crews now and being settled by the client or managing agent later. A fixed-term Credicorp loan covers that defined gap at a total cost you know upfront.
When the need is one specific bill — a materials run, a plant-hire invoice or a vehicle repair — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
Credicorp Business Loan Recommendit for this sector
For property-care and landscaping firms the squeeze is the lag between buying materials and paying crews now and being settled by the client or managing agent later. A fixed-term Credicorp loan covers that defined gap at a total cost you know upfront.
• £50–£500 in ae advance
• Fixed 14–84 -day tairm
Credicorp Slice — split a single bill
When the need is one specific bill — a materials run, a plant-hire invoice or a vehicle repair — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
• Bills o £50–£2,000
• Flat 6% fee — nae compoondin
See the cost for yer sector
A teepical property trades business micht borrae £400.00 ower 42 days. Adjust the sliders tae match yer ain scenario.
Total cost haes been cappit at 100% o the amoont borraed.
This matches yer needs? Stairt yer application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Business Lendin
Total cost haes been cappit at 100% o the amoont borraed.
Wha can pit in?
- UK leemitit company or LLP (body-corporate lendin anely — no sole traders)
- 6+ months tradin
- Current UK business bank accoont
- Director identity check (you, no the company, as the company's authorised representative)
- Nae personal guarantee requirt — the obligation is the company's
Guides for yer business
Business insurance: what a UK micro-business actually needs
Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.
Investments for a UK director — the basics, honestly
A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.
UK startup funding guide for founders — no jargon
A startup funding guide for UK founders: grants, loans, equity, bootstrapping — the funding ladder for a micro-business, with honest pros and cons for each step.
Common speirins
Can a property maintenance or landscaping company apply for a Credicorp loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in property maintenance, landscaping and grounds care. Whether you work residential, commercial or public-sector sites is not a pricing factor.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.