Business loans for UK limited companies · No personal guarantee
AI decision in minutes. Money the same day.
Borrow £50–£500 over 14 to 84 days. We lend to your company, not to you — no personal guarantee, no director liability, total cost capped at 100% of what you borrow.- AI-powered decision in minutes — real underwriter confirms
- Same-day funding on approval
- No personal guarantee — the company borrows, not you
- Settle early any time — an early-settlement charge may apply
A Credicorp loan at a glanceRepresentative: borrow £200 for 30 days, repay £220. An early-settlement charge may apply.
Amount£50 – £500
Term14 – 84 days
Personal guaranteeNone
Cost cap100% of principal
Registered in England & Wales · No. 16093826
Direct lender — we lend our own money
AI decision + real underwriter on every application
Exempt business lender · No FCA consumer reg
£50–£500Loan amount
14–84Days to repay
5 minTo apply
Same dayFunding on approval
Our products
Pick the borrowing that fits your business
£50–£500 over 14–84 days
Business loan
A fixed, short-term loan for a clear one-off cost. One daily rate, total cost capped at 100% of principal, no personal guarantee.Learn more
Draw what you need, when you need it
Credicorp Flex
A revolving business credit facility for uneven cash flow. Pay for what you use, top up and repay on your own schedule.Learn more
Plan before you borrow
Money tools
Free calculators, planners and templates — work out repayments, affordability and the true cost of borrowing first.Learn moreSimple, by design
From application to funded in four steps
1
Apply in 5 minutes
Tell us about your company and how much you need. No paperwork, no branch visit — do it from your phone.2
AI decision in minutes
Our AI analyses your company in real time. A real underwriter then confirms — not just a black-box score.3
See your terms
Clear, fixed pricing with the total cost shown up front. Cost capped at 100% of what you borrow. No surprises.4
Funded same day
On approval, the money lands in your company account — usually within hours of signing.Why Credicorp
Lending built around your company, not against you
No personal guarantee
We lend to the company. Your home and personal assets are never on the line.A real human decision
Every application is reviewed by a person who looks at the full picture.Same-day funding
Approved applications are usually funded within hours, straight to your account.Cost capped at 100%
You’ll never repay more than double what you borrowed on a single loan.Pay early, pay less
You only pay for the days you hold the money, so settling early cuts your interest.Second chances count
A past blip doesn’t rule you out. We look at how your business trades now.See the exact cost before you apply
Move two sliders — amount and term — and the calculator shows your total repayment and every instalment. No sign-up, no credit check, no surprises.Part of the CM Beyer group
An established UK business lender, group-backed
Credicorp Limited is part of the CM Beyer group. It runs a multi-product short-term lending platform — the Business Loan, Credicorp Flex and Credicorp Slice — for UK limited companies, lending to your company, not to you personally.We are a direct lender funding business credit with our own money, with applications assessed by our behavioural-AI decisioning engine and a real person reviewing every one.
Late repayment can cause serious money problems
Borrowing should fit your cash flow. If you are worried about repayments, talk to us early — get help with payments.Good questions
The things people ask first
No. We lend to the company as a body corporate. The director is not personally liable and no personal guarantee is taken.
Between £50 and £500 on a single short-term loan, over a term of 14 to 84 days, with weekly or fortnightly repayments.
The total cost of credit is capped at 100% of the amount borrowed — you will never repay more than double on a single loan. Settle early any time; an early-settlement charge may apply.
Small, director-led UK limited companies (Ltd, LLP, PLC) trading at least six months. Subject to status, affordability and business credit checks.
The application takes about five minutes. Once a person has reviewed and approved it, funds usually reach your company account the same day — often within hours.
Not on its own. We look at how your business trades today and its ability to repay now.