Business loans for UK limited companies · No personal guarantee
Credicorp — AI decision in minutes, money the same day.
Borrow £50–£500 over 14 to 84 days. We lend to your company, not to you — no personal guarantee, no director liability, total cost capped at 100% of what you borrow.
Borrow £50–£500 · no personal guarantee.
- AI-powered decision in minutes — real underwriter confirms
- Same-day funding on approval
- No personal guarantee — the company borrows, not you
- Settle early any time — an early-settlement charge may apply
A Credicorp loan at a glance
- Amount
- £50 – £500
- Term
- 14 – 84 days
- Personal guarantee
- None
- Cost cap
- 100% of principal
Representative: borrow £200 for 30 days, repay £220. An early-settlement charge may apply.
Credicorp Flex
A running credit line, not another fixed loan.
Draw what you need, when you need it — pay interest only on what's actually drawn. Repay and redraw as your cashflow moves.
Credicorp Slice
Split one big supplier bill into clear slices.
We pay your supplier in full today; you repay us in 3–4 scheduled instalments. One bill, one plan, no juggling.
No personal guarantee, ever
We lend to your company — not to you.
Every Credicorp product is body-corporate lending. No director liability, no charge over your home, no personal guarantee — on any product, any amount.
Registered in England & Wales · No. 16093826
Direct lender — we lend our own money
AI decision + real underwriter on every application
Three ways to fund your company
Pick the shape of funding that fits how your business actually trades. Every product is body-corporate lending with no personal guarantee.
Fixed term · 14–84 days
Business Loans
A single lump sum, repaid over a fixed short term.
Learn more
Revolving · draw on demand
Credicorp Flex
A running credit facility you draw from as you need it — pay interest only on what you use.
Learn more
Instalments · 3–4 slices
Credicorp Slice
Split a business purchase into clear, scheduled slices. We pay your supplier in full today.
Learn more
From application to funded in four steps
Apply in 5 minutes
Tell us about your company and how much you need. No paperwork, no branch visit — do it from your phone.
AI decision in minutes
Our AI analyses your company in real time. A real underwriter then confirms — not just a black-box score.
See your terms
Clear, fixed pricing with the total cost shown up front. Cost capped at 100% of what you borrow. No surprises.
Funded same day
On approval, the money lands in your company account — usually within hours of signing.
Lending built around your company, not against you
No personal guarantee
We lend to the company. Your home and personal assets are never on the line.
A real human decision
Every application is reviewed by a person who looks at the full picture.
Same-day funding
Approved applications are usually funded within hours, straight to your account.
Cost capped at 100%
You'll never repay more than double what you borrowed on a single loan.
Pay early, pay less
You only pay for the days you hold the money, so settling early cuts your interest. An early-settlement charge may apply.
Second chances count
A past blip doesn't rule you out. We look at how your business trades now.
Worried about a payment? We'll work something out.
Cashflow doesn't always behave. Talk to us early and we'll look at a payment arrangement, a short extension or a hardship variation.
See the exact cost before you apply
Move two sliders — amount and term — and the calculator shows your total repayment and every instalment. No sign-up, no credit check, no surprises.
Open the calculatorsThe things people ask first
Straight answers to the questions directors ask before they apply. The full FAQ library has hundreds more.
Who can apply?
UK limited companies and LLPs borrowing for business purposes. Applying does not guarantee approval — every application is assessed on its own facts.
Is there really no personal guarantee?
Correct. We lend to the company only. Your home and personal assets are never part of the agreement.
What does it cost?
Interest is 0.25% per day on the outstanding principal plus a single £5 establishment fee. Total cost is capped at 100% of what you borrow.
How fast is the money?
The decision takes minutes. On approval the money usually lands in your company account within hours of signing.
An established UK business lender, group-backed
Credicorp Limited is part of the CM Beyer group, alongside its Australian sister company, Credicorp Pty Limited. It runs a multi-product short-term lending platform for UK limited companies — a direct lender that funds business credit with its own money, not a broker or a panel.
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.