Credicorp
Budgeting tool
A clear monthly picture is the first step to staying in control. Enter what comes in and what goes out, and see whether you have money spare or a gap to close. It works for a director's own budget or a small company's monthly cash flow.
Monthly budget
For planning only — not a quote.
- Total out
- £3,000.00
- Left over
- £1,000.00
4.6 / 5 on Trustpilot · 300 reviews
No personal guarantee — the company borrows, not you
Same-day funding on approval
How it works
Surplus = income − all outgoings
A positive number is money you could save or use to repay debt early. A negative number means you are spending more than you bring in — worth acting on before it becomes borrowing.
Worked example
Income of £2,500.00 a month against outgoings of £2,100.00 leaves a surplus of £400.00 — money you could put towards a cash buffer or paying down a balance.
Where to go next
- Loan affordability self-check before any borrowing decision.
- Our business loan the cost, the cap and who can apply.
- Help with payments if money is tight, talk to us early.
- MoneyHelper free, impartial money guidance backed by the government.
- Gov.uk Business Finance Support grants and finance you may be eligible for.
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.