Credicorp
Business loan calculator UK & free money tools for owners
Free financial tools for UK business owners — a business loan calculator, cash flow tool, interest and savings calculators to plan before you borrow.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
|---|
Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
Credicorp Flex — draw, repay, redraw
Interest only on what you draw, for the days you hold it. £5 fee on first drawdown.
| Total repaid | |
|---|---|
| Drawn | £250.00 |
| Pay in full on time | £273.75 |
| Pay only the minimum | £292.50 |
| Paying in full saves | £18.75 |
Minimum-payment row is an illustration of holding the balance longer.
Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
Credicorp Slice — one bill, weekly slices
We pay your supplier in full today; you repay in weekly slices.
- Total to repay
- £326.00
- Per slice
- £81.50
| Slice | Due | Amount |
|---|
Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Free business finance calculators to help you plan
These calculators are free to use and need no account. They collect none of your details — everything runs in your browser. Built for company directors and sole traders, they help you weigh up interest, savings, working capital and cash flow before you make a decision.
Use them to sense-check the numbers behind everyday business decisions: the cost of carrying a balance, how a monthly contribution builds a reserve, where your money goes each month, and whether a repayment fits your cash flow. They are planning tools, not credit checks — nothing here affects your credit file or commits you to anything.
Interest calculator
See how much interest a balance earns or costs — simple vs compound, with the maths shown.
Savings calculator
Set a starting amount, a monthly contribution and a rate, and see what it could grow to.
Budgeting tool
A simple monthly budget for a director or a small company — income in, costs out, what is left.
Loan affordability check
Before you borrow, check the real cost and whether the repayments fit your cash flow.
Thinking about a business loan?
If you are weighing up borrowing, start with the loan affordability self-check. It walks through the real cost of a Credicorp loan and checks it against your cash flow. It also lists cheaper options to consider first — the same honest advice we show before you apply.
From there, the business loan calculator below lets you model an amount and a term to see the indicative monthly repayment and total cost. If you would rather see the figures laid out, the Help Centre shows how much a business loan will cost — worked examples. Pair it with the budgeting tool and the cash flow numbers from your own accounts, and you can judge whether the repayments sit comfortably alongside payroll, stock and tax before you commit.
More free tools, planners and templates
The calculators here are a quick start. Our dedicated tools hub goes further — interactive affordability and repayment planners, downloadable spreadsheet templates and step-by-step money guides you can take away and use in your own time. Everything runs in your browser; nothing you type is sent anywhere.
Common questions about these tools
Is the business loan calculator UK-specific?
Yes. All figures shown are in pounds sterling and the loan parameters reflect the Credicorp product for UK limited companies. The calculator models a short-term business loan repaid in weekly instalments — it is not a mortgage or personal loan calculator.
Do these tools send my figures anywhere?
No. Every calculator on this page runs entirely in your browser. No numbers you type are sent to Credicorp or any third party, and nothing is saved when you close the tab.
What is the cash flow tool useful for?
The budgeting tool acts as a simple cash flow tool for UK business owners: enter monthly income and your main outgoings, and it shows your net position. Use it alongside the loan affordability check to judge whether a repayment fits comfortably before you apply.
Can any UK business owner use these financial tools?
Yes — the tools are available to any UK business owner. They cover interest, savings, cash flow and loan affordability. They are planning tools only — not financial advice.
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.