Credicorp
Short-term lending for gyms, studios and leisure businesses
Gyms, fitness studios and leisure operators carry high fixed costs — rent, equipment finance and instructor pay — against membership income that ebbs after January and through the summer. Credicorp bridges that seasonal dip for UK incorporated fitness and leisure businesses — no personal guarantee, same-day decisions.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
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Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Recognise any of these?
If so, a Credicorp short-term business loan could help you bridge that gap.
- A quiet post-January or summer dip in memberships while rent and wages continue
- A treadmill, spin bike or piece of studio equipment failing and needing urgent repair or replacement
- Restocking or refitting the floor before a New-Year membership surge
- A supplier or freelance instructor needing paying before memberships renew
Which product fits?
For a gym or studio the gap is a short, seasonal one — takings soften for a few weeks while fixed costs run on until memberships recover. A fixed-term Credicorp loan covers that defined dip at a total cost you know from the outset.
When the need is one specific bill — an equipment-service invoice or a studio refit order — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
Credicorp Business Loan Recommended for this sector
For a gym or studio the gap is a short, seasonal one — takings soften for a few weeks while fixed costs run on until memberships recover. A fixed-term Credicorp loan covers that defined dip at a total cost you know from the outset.
• £50–£500 in one advance
• Fixed 14–84 -day term
Credicorp Slice — split a single bill
When the need is one specific bill — an equipment-service invoice or a studio refit order — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
See the cost for your sector
A typical fitness leisure business might borrow £300.00 over 42 days. Adjust the sliders to match your own scenario.
Total cost has been capped at 100% of the amount borrowed.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Business Loan
Total cost has been capped at 100% of the amount borrowed.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
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Common questions
Can a gym or fitness studio apply for a Credicorp business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs running gyms, fitness studios, leisure centres and similar businesses. Membership size and class format are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.