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Credicorp

Short-term lending for gyms, studios and leisure businesses

Gyms, fitness studios and leisure operators carry high fixed costs — rent, equipment finance and instructor pay — against membership income that ebbs after January and through the summer. Credicorp bridges that seasonal dip for UK incorporated fitness and leisure businesses — no personal guarantee, same-day decisions.

An aithnich thu gin dhiubh seo?

If so, a Credicorp short-term business loan could help you bridge that gap.

  • A quiet post-January or summer dip in memberships while rent and wages continue
  • A treadmill, spin bike or piece of studio equipment failing and needing urgent repair or replacement
  • Restocking or refitting the floor before a New-Year membership surge
  • A supplier or freelance instructor needing paying before memberships renew

Cò an toradh a fhreagras?

For a gym or studio the gap is a short, seasonal one — takings soften for a few weeks while fixed costs run on until memberships recover. A fixed-term Credicorp loan covers that defined dip at a total cost you know from the outset.

When the need is one specific bill — an equipment-service invoice or a studio refit order — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.

Credicorp Business Loan Air a mholadh airson na roinne seo

For a gym or studio the gap is a short, seasonal one — takings soften for a few weeks while fixed costs run on until memberships recover. A fixed-term Credicorp loan covers that defined dip at a total cost you know from the outset.

• £50–£500 ann an aon airgead-toisich

• Suidhichte 14–84 -latha de theirm

Credicorp Slice — split a single bill

When the need is one specific bill — an equipment-service invoice or a studio refit order — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.

• Bilichean de £50–£2,000

• Cìs rèidh 6% cìs — gun cho-mheasgachadh

Faic a' chosgais airson an roinn agad

Dh'fhaodadh gnothachas fitness leisure àbhaisteach iasad fhaighinn de £300.00 thar 42 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.

Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.

A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.

Iasad Gnothachais

Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.

Cò as urrainn iarrtas a chur a-steach?

  • Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
  • 6+ mìosan malairt
  • Cunntas banca gnothachais làithreach san RA
  • Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
  • Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas

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Ceistean cumanta

Can a gym or fitness studio apply for a Credicorp business loan?

Yes. Credicorp lends to UK incorporated limited companies and LLPs running gyms, fitness studios, leisure centres and similar businesses. Membership size and class format are not pricing factors.

Do companies in this sector need to provide a personal guarantee?

No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.

How quickly can a company in this sector get a lending decision from Credicorp?

Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.

Ready when your company is

A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.