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Credicorp

Short-term lending for manufacturing businesses

Manufacturers buy raw materials and pay for a production run weeks before the finished-goods invoice is settled. Credicorp bridges that working-capital gap for UK incorporated manufacturing and light-industrial businesses — no personal guarantee, same-day decisions.

See your repayments take shape

For planning only — not a quote.

£200
30 days

Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.

You borrow
£200.00
Interest
£15.00
Establishment fee
£5.00
Total to repay
£220.00
Per week (approx.)
£51.33
Payment Due Amount

Downloads a branded PDF of this quote. The quote is an illustration, not an offer.

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No personal guarantee — the company borrows, not you

Same-day funding on approval

Recognise any of these?

If so, a Credicorp short-term business loan could help you bridge that gap.

  • Raw-material orders to pay upfront before a production run can ship
  • A machine or piece of tooling failing and halting the line mid-shift
  • A large purchase order needing you to scale up before the customer pays on 60-day terms
  • Covering a quiet period between contracts while overheads keep running

Which product fits?

UK commercial buildings
UK commercial buildings

Manufacturing cash flow is the lag between buying materials and running production now and being paid on the finished-goods invoice later. A fixed-term loan of £50–£500 over 14–84 days covers that defined lag at a known total cost.

When the need is one specific materials or tooling invoice, Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.

Credicorp Business Loan Recommended for this sector

Manufacturing cash flow is the lag between buying materials and running production now and being paid on the finished-goods invoice later. A fixed-term loan of £50–£500 over 14–84 days covers that defined lag at a known total cost.

• £50–£500 in one advance

• Fixed 14–84 -day term

Credicorp Slice — split a single bill

When the need is one specific materials or tooling invoice, Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.

• Bills of £50–£2,000

• Flat 6% fee — no compounding

Pick the borrowing that fits your business

Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.

See the cost for your sector

Business finance and paperwork
Business finance and paperwork

A typical manufacturing business might borrow £450.00 over 56 days. Adjust the sliders to match your own scenario.

Total cost has been capped at 100% of the amount borrowed.

This matches your needs? Start your application

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.

Business Loan

Total cost has been capped at 100% of the amount borrowed.

Who can apply?

  • UK limited company or LLP (body-corporate lending only — not sole traders)
  • 6+ months trading
  • Current UK business bank account
  • Director identity check (you, not the company, as the company's authorised representative)
  • No personal guarantee required — the obligation is the company's

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Common questions

Can a manufacturing company apply for a Credicorp business loan?

Yes. Credicorp lends to UK incorporated limited companies and LLPs in manufacturing and light industry — small-batch, specialist and contract manufacturers. Production volume and market are not pricing factors.

Do companies in this sector need to provide a personal guarantee?

No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.

How quickly can a company in this sector get a lending decision from Credicorp?

Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.

Ready when your company is

A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.