Credicorp
Cash-flow lending for cleaning and facilities-management businesses
Cleaning and facilities-management contractors run weekly wages and rolling consumables spend, yet the commercial sites they service settle monthly or later. Credicorp closes that payroll-gap squeeze for UK incorporated cleaning and FM firms — no personal guarantee, same-day decisions.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
|---|
Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Recognise any of these?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Weekly staff wages falling due while your commercial clients only pay you monthly
- Consumables and equipment to buy upfront to win and mobilise a new contract
- Scaling labour up fast for a larger site before any of that revenue lands
- A large client paying late and leaving the next payroll run exposed
Which product fits?
For cleaning and FM firms the squeeze is the lag between paying staff and suppliers weekly and being settled by clients monthly. A fixed-term Credicorp loan covers that defined payroll gap at a total cost you know upfront.
When the need is one specific equipment or consumables invoice, Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
Credicorp Business Loan Recommended for this sector
For cleaning and FM firms the squeeze is the lag between paying staff and suppliers weekly and being settled by clients monthly. A fixed-term Credicorp loan covers that defined payroll gap at a total cost you know upfront.
• £50–£500 in one advance
• Fixed 14–84 -day term
Credicorp Slice — split a single bill
When the need is one specific equipment or consumables invoice, Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
See the cost for your sector
A typical cleaning facilities business might borrow £350.00 over 28 days. Adjust the sliders to match your own scenario.
Total cost has been capped at 100% of the amount borrowed.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Business Loan
Total cost has been capped at 100% of the amount borrowed.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
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Common questions
Can a cleaning or facilities-management company apply for a Credicorp loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in cleaning and facilities management — commercial cleaning contractors, FM firms and grounds-care companies. Contract type and client mix are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.