Credicorp
Short-term lending for healthcare and dental businesses
Dental practices, clinics and care businesses front the cost of equipment, consumables and locum cover before patient or contract income is received. Credicorp bridges that gap for UK incorporated healthcare businesses.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
|---|
Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Recognise any of these?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Consumables and lab work to pay before patient or NHS income is received
- Locum or agency cover needed before the revenue it generates clears
- A piece of clinical equipment failing and needing urgent repair
- Slow-settling contract or insurer payments leaving a working-capital gap
Which product fits?
Healthcare cash-flow gaps are typically a known sum for a defined period — a specific cost now, with contracted income shortly after. A fixed-term loan gives certainty on the total cost.
For one specific bill — a lab invoice, consumables order or equipment service — Credicorp Slice spreads it over 3 or 4 weekly instalments at a flat 6% fee, no compounding.
Credicorp Business Loan Recommended for this sector
Healthcare cash-flow gaps are typically a known sum for a defined period — a specific cost now, with contracted income shortly after. A fixed-term loan gives certainty on the total cost.
• £50–£500 in one advance
• Fixed 14–84 -day term
Credicorp Slice — split a single bill
For one specific bill — a lab invoice, consumables order or equipment service — Credicorp Slice spreads it over 3 or 4 weekly instalments at a flat 6% fee, no compounding.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
See the cost for your sector
A typical healthcare business might borrow £400.00 over 42 days. Adjust the sliders to match your own scenario.
Total cost has been capped at 100% of the amount borrowed.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Business Loan
Total cost has been capped at 100% of the amount borrowed.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
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Common questions
Can a dental practice or healthcare business apply for a Credicorp loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in healthcare — dental practices, private clinics, care businesses and allied health firms. Whether you operate privately or under NHS contract is not a pricing factor.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.