Credicorp
Cash-flow lending for cleaning and facilities-management businesses
Cleaning and facilities-management contractors run weekly wages and rolling consumables spend, yet the commercial sites they service settle monthly or later. Credicorp closes that payroll-gap squeeze for UK incorporated cleaning and FM firms — no personal guarantee, same-day decisions.
Yn adnabod unrhyw un o'r rhain?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Weekly staff wages falling due while your commercial clients only pay you monthly
- Consumables and equipment to buy upfront to win and mobilise a new contract
- Scaling labour up fast for a larger site before any of that revenue lands
- A large client paying late and leaving the next payroll run exposed
Pa gynnyrch sy'n addas?
For cleaning and FM firms the squeeze is the lag between paying staff and suppliers weekly and being settled by clients monthly. A fixed-term Credicorp loan covers that defined payroll gap at a total cost you know upfront.
When the need is one specific equipment or consumables invoice, Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
Credicorp Business Loan Argymhellir ar gyfer y sector hwn
For cleaning and FM firms the squeeze is the lag between paying staff and suppliers weekly and being settled by clients monthly. A fixed-term Credicorp loan covers that defined payroll gap at a total cost you know upfront.
• £50–£500 mewn un blaensymiad
• Sefydlog 14–84 -diwrnod o dymor
Credicorp Slice — split a single bill
When the need is one specific equipment or consumables invoice, Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
• Biliau o £50–£2,000
• Ffi wastad 6% o ffi — dim cyfansoddi
Gweld y gost ar gyfer eich sector
Efallai y byddai busnes cleaning facilities nodweddiadol yn benthyca £350.00 dros 28 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
A yw hyn yn cyd-fynd â'ch anghenion? Dechrau eich cais
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Benthyciad Busnes
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
Pwy all wneud cais?
- Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
- 6+ mis o fasnachu
- Cyfrif banc busnes cyfredol yn y DU
- Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
- Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Canllawiau ar gyfer eich busnes
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Cwestiynau cyffredin
Can a cleaning or facilities-management company apply for a Credicorp loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in cleaning and facilities management — commercial cleaning contractors, FM firms and grounds-care companies. Contract type and client mix are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.