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One year of Credicorp Limited

A year to the day since we began trading, we look back on our first twelve months and thank the customers who have been part of them.

One year of Credicorp Limited

One year ago today, on 21 November 2024, Credicorp Limited opened for business. Twelve months on, this feels like a milestone worth marking.

When we started, we set out to be a lender that understands the business first — that looks beyond a credit score alone, lends responsibly, and explains things plainly. Those commitments have not changed, and they will not.

Thank you

Our first year would not have been possible without the customers who chose us, and who took the time to tell us what worked and what did not. That feedback has shaped our Support Articles, our forms and the way we communicate. We are grateful for it.

The year ahead

Into our second year, our priorities are steady: lend responsibly, support customers who are finding things difficult, and keep improving the everyday experience of dealing with us. We will share our specific plans in the new year.

To everyone who has been part of our first twelve months — thank you. Here is to the next.

More from the newsroom

Expanding our support hours

We are extending the hours our support team is available, so it is easier to reach a real person. And self-service is always on, day or night.

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Christmas 2025 update and contact hours

A short note as we close out 2025 — our Christmas opening hours, a reminder that our online forms and Support pages are always available, and our thanks to customers for a strong second year.

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An autumn 2025 update from Credicorp

A mid-to-late 2025 progress update: what we have done so far this year, where help is available, and what we are still working on.

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Credicorp's 2025 in review

Looking back on our first full year of lending: what we learned, what we changed, and a heartfelt thank you to the companies who trusted us.

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AI credit decisioning UK: promise and guardrails

AI credit decisioning UK is reshaping how lenders make decisions — but guardrails matter. Here is the role of human review and UK GDPR Article 22 in our approach.

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Smarter bank statement analysis UK: how better categorisation makes fairer lending decisions

Better categorisation in our UK bank statement analysis helps us judge affordability more fairly. A person still reviews every lending decision.

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