Credicorp

Companies House

Companies House is the UK government body that incorporates and dissolves limited companies and LLPs, and maintains the public register of information about them. Every registered company and LLP has a unique company number issued by Companies House, and must file certain information — accounts, a confirmation statement, and details of directors and people with significant control — on the public record.

What it does: Registers, maintains records for, and dissolves UK companies and LLPs.
Company number: A unique identifier assigned at incorporation.
Public filings: Accounts, confirmation statements, director details, and persons with significant control.

Feedback & complaints

Terms & conditions

Privacy

Cookie policy

The public register

Much of what Companies House holds is public. Anyone can look up a company's registered office, its directors, its filing history and its accounts. This transparency is what allows a lender, supplier or customer to check who they are dealing with, and is a key reason businesses incorporate: registration brings a recognised, verifiable identity.

Limited company A limited company is a UK business structure registered at Companies House that exists as a separate legal person from its owners, giving its shareholders… LLP An LLP is a UK business structure that combines the flexibility of a partnership with limited liability for its members, registered at Companies House… Ultimate beneficial owner An ultimate beneficial owner is the individual who ultimately owns or controls a company — typically anyone holding more than 25% — identified and… Due diligence Due diligence is the set of checks a lender carries out before and during a lending relationship — confirming the borrower is genuine, understanding its… /legal/vulnerability/ How Credicorp, a UK business lender, supports customers going through a difficult time — vulnerability policy and support routes. Limited liability Limited liability means the owners of a company or LLP are not personally responsible for its debts beyond what they have agreed to contribute — their… Vulnerable customer A vulnerable customer is someone whose circumstances make them less able to manage a financial relationship or more at risk of harm. Good lenders identify… Covenant A covenant is a promise or condition in a loan agreement that the borrower must keep. Breaching a covenant can be an event of default, even if payments… FSMA RAO (Regulated Activities Order) The FSMA Regulated Activities Order defines which financial activities are regulated in the UK. Articles 60B and 60L set the consumer-credit perimeter and… Flat rate A flat rate charges interest on the original amount borrowed for the whole term, rather than on the reducing balance. It can look cheaper than it is… UK GDPR UK GDPR is the United Kingdom's General Data Protection Regulation — the retained version of the EU GDPR — which governs how organisations, including…

Why lenders use Companies House

A lender to businesses uses the register to confirm that a prospective borrower is a real, active company or LLP, to check how long it has been trading, to identify its directors and ultimate beneficial owners, and to read its filed accounts. This is part of responsible lending and of the identity checks required under anti-money-laundering rules.

Companies House and Credicorp

Credicorp lends to UK limited companies and LLPs registered at Companies House, and uses the register as part of confirming eligibility and identity. Credicorp Limited is itself registered at Companies House under Company No. 16093826, with ICO registration ZC157682, and is incorporated in England and Wales. Credicorp is an independent UK lender, not affiliated with Credicorp Inc of Peru, Credit Corp of Australia, or any other Credicorp entity outside the United Kingdom.

Explore related UK business lending terms

Full business lending glossary UK →

Ready when your company is

A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.

Apply now — takes 5 minutes Contact us