# Credicorp

> Credicorp Limited — UK short-term business lending for limited companies and LLPs. Direct lender; no personal guarantee; total cost capped at 100% of the amount borrowed.

## Products

- [Business Loan](https://credicorp.co.uk/business-loans/): £50–£500, 14–84 days
- [Credicorp Flex](https://credicorp.co.uk/business-credit-facility/): revolving credit facility
- [Credicorp Slice](https://credicorp.co.uk/credicorp-slice/): spread business bills

## Key pages

- [Home](https://credicorp.co.uk/)
- [What We Offer](https://credicorp.co.uk/what-we-offer/)
- [How We Lend](https://credicorp.co.uk/how-we-lend/)
- [Our Technology](https://credicorp.co.uk/our-technology/)
- [Compare Products](https://credicorp.co.uk/compare/)
- [Money Tools](https://credicorp.co.uk/money-tools/)
- [FAQs](https://credicorp.co.uk/faqs/)
- [About](https://credicorp.co.uk/about/)
- [Contact](https://credicorp.co.uk/contact/)

## Guidance

- [News & Insights](https://credicorp.co.uk/news/)
- [Guides](https://credicorp.co.uk/guides/)
- [Business Finance Glossary](https://credicorp.co.uk/glossary/)

## Tools

- [Money Tools hub](https://credicorp.co.uk/money-tools/)
- [Business loan calculator](https://credicorp.co.uk/calculator/)
- [Interest calculator](https://credicorp.co.uk/interest-calculator/)
- [Savings calculator](https://credicorp.co.uk/savings-calculator/)
- [Budgeting tool](https://credicorp.co.uk/budgeting-tool/)
- [Loan affordability check](https://credicorp.co.uk/loan-affordability-check/)

## Sectors

- [For your sector](https://credicorp.co.uk/for/)
- [Business lending for retailers](https://credicorp.co.uk/for/retail/)
- [Business lending for hospitality](https://credicorp.co.uk/for/hospitality/)
- [Business lending for tradespeople](https://credicorp.co.uk/for/trades/)
- [Business lending for e-commerce](https://credicorp.co.uk/for/e-commerce/)
- [Business lending for professional services](https://credicorp.co.uk/for/professional-services/)
- [Business lending for construction and contractors](https://credicorp.co.uk/for/construction/)
- [Business lending for transport and logistics](https://credicorp.co.uk/for/transport/)
- [Business lending for logistics and warehousing](https://credicorp.co.uk/for/logistics-warehousing/)
- [Business lending for salons and beauty businesses](https://credicorp.co.uk/for/beauty/)
- [Business lending for healthcare and dental practices](https://credicorp.co.uk/for/healthcare/)
- [Business lending for garages and automotive businesses](https://credicorp.co.uk/for/automotive/)
- [Business lending for gyms and fitness businesses](https://credicorp.co.uk/for/fitness-leisure/)
- [Business lending for cleaning and facilities firms](https://credicorp.co.uk/for/cleaning-facilities/)
- [Business lending for farms and agricultural businesses](https://credicorp.co.uk/for/agriculture/)
- [Business lending for manufacturers](https://credicorp.co.uk/for/manufacturing/)
- [Business lending for events and catering businesses](https://credicorp.co.uk/for/events-catering/)
- [Business lending for wholesalers and distributors](https://credicorp.co.uk/for/wholesale/)
- [Business lending for property maintenance and landscaping firms](https://credicorp.co.uk/for/property-trades/)
- [Business lending for creative and media agencies](https://credicorp.co.uk/for/creative-media/)
- [Business lending for recruitment and staffing agencies](https://credicorp.co.uk/for/recruitment-staffing/)
- [Business lending for food and drink producers](https://credicorp.co.uk/for/food-drink-production/)
- [Business lending for IT and software companies](https://credicorp.co.uk/for/it-software-services/)

## Legal & compliance

- [Legal Hub](https://credicorp.co.uk/legal/)
- [Privacy Policy](https://credicorp.co.uk/legal/privacy/)
- [Help with Payments](https://credicorp.co.uk/help/)
- [Vulnerability Support](https://credicorp.co.uk/legal/vulnerability/)
- [Modern Slavery Statement](https://credicorp.co.uk/legal/modern-slavery/)

## Machine-readable

- [Full-text AI content index](https://credicorp.co.uk/llms-full.txt)
- [AI agent reference](https://credicorp.co.uk/ai.md)
- [AI agent discovery](https://credicorp.co.uk/.well-known/agents.json)
- [API catalog](https://credicorp.co.uk/.well-known/api-catalog)
- [OpenAPI description](https://credicorp.co.uk/openapi.json)
- [Agent skills](https://credicorp.co.uk/.well-known/agent-skills/index.json)
- [AI usage policy](https://credicorp.co.uk/ai.txt)
- [Sitemap](https://credicorp.co.uk/sitemap.xml)

## Per-page Markdown

- [Home](https://credicorp.co.uk/home.md)
- [Business Loans](https://credicorp.co.uk/business-loans.md)
- [Credicorp Flex (revolving credit)](https://credicorp.co.uk/business-credit-facility.md)
- [Credicorp Slice (bill splitting)](https://credicorp.co.uk/credicorp-slice.md)
- [Compare Products](https://credicorp.co.uk/compare.md)
- [What We Offer](https://credicorp.co.uk/what-we-offer.md)
- [How We Lend](https://credicorp.co.uk/how-we-lend.md)
- [Our Technology](https://credicorp.co.uk/our-technology.md)
- [Money Tools](https://credicorp.co.uk/money-tools.md)
- [FAQs overview](https://credicorp.co.uk/faqs-overview.md)
- [Glossary](https://credicorp.co.uk/glossary.md)
- [About](https://credicorp.co.uk/about.md)
- [AI reference](https://credicorp.co.uk/ai.md)

---

## Key facts

### Who we are
- Credicorp Limited, registered in England & Wales, Company No. 17338274. ICO registration ZC157682.
- We provide business credit only to companies registered in the United Kingdom. Applying, the customer portal and the app work in the UK only; the rest of the site is open to everyone.

### Brand: Credicorp and Creditcorp — two brands in one group
- Credicorp Limited (Company No. 17338274) runs this site, credicorp.co.uk, under the Credicorp brand. Its sibling domain credicorp.co.uk is run by Credicorp Limited (Company No. 16093826) under the Credicorp brand. Both are part of the CM Beyer group, and neither domain replaces or supersedes the other.
- Products keep the Credicorp name on both domains: Credicorp Loan, Credicorp Flex, Credicorp Slice.
- Full explainer: https://credicorp.co.uk/brand/credicorp-and-creditcorp/
- Company/legal facts: https://credicorp.co.uk/brand/company-details/
- Brand FAQs: https://credicorp.co.uk/brand/faqs/
- Rebrand story: https://credicorp.co.uk/rebrand/

### Business Loan
- Short-term business loans from £50 to £500, over terms of 14 to 84 days (about 2 weeks to 12 weeks).
- Interest is 0.25% per day (simple, no compounding) on the outstanding balance, plus a one-off £5 establishment fee at drawdown.
- The total cost of credit (interest + fees combined) is capped at 100% of the amount borrowed — you never repay more than double.
- Unsecured; no personal guarantee required from directors.
- Repayments are weekly or fortnightly. Paying early reduces the total cost.
- A £12 fee applies per missed or dishonoured payment. A 14-day right-to-withdraw window applies from the day after signing.
- Representative example: borrow £200 over 30 days, repay £220 in total.
- Worked example: borrow £500 over 30 days — cost of credit £42.50, total repayable £542.50.
- Page: https://credicorp.co.uk/business-loans/

### Credicorp Flex
- Revolving business credit facility — draw down, repay, and redraw as you go. Credit limits from £50 to £500.
- Interest is 0.25% per day on the drawn balance, plus a one-off £5 establishment fee.
- Minimum repayment per 14-day cycle is the greater of 10% of the drawn balance or £20.
- Up to 2 rollovers permitted while a drawing is unpaid past its cycle.
- Page: https://credicorp.co.uk/business-credit-facility/

### Credicorp Slice
- Spread the cost of a business bill from £50 to £2,000 over 3 or 4 instalments, 7 days apart.
- A single flat fee of 6% of the bill (charged once, no compounding). Total fees are capped at 100% of the bill.
- A £12 fee applies per missed instalment.
- Page: https://credicorp.co.uk/credicorp-slice/

### Eligibility (published criteria)
- UK-registered limited company or LLP.
- Business trading for at least 6 months.
- A UK business bank account.
- No personal guarantee required from directors.
- Decisions are typically returned within an hour during working hours. (The decisioning logic itself is proprietary and not published.)

### How to apply
- Applying takes about 10 minutes; you will need your company registration number and business bank details. Start from the relevant product page (links above) or see the full how-to-apply reference at https://credicorp.co.uk/ai.md.
- The application and customer portal are UK-only; the rest of the site is open to everyone.

### Contact
- Website: https://credicorp.co.uk/
- Contact: https://credicorp.co.uk/contact/
- Help with payments: https://credicorp.co.uk/help/
- Security contact: https://credicorp.co.uk/.well-known/security.txt

### Responsible lending
- Short-term business credit carries a high annualised cost; borrow only what is needed, for the shortest term required.
- If you need payment support, contact us early: https://credicorp.co.uk/help/. Support for vulnerable customers: https://credicorp.co.uk/legal/vulnerability/.

### For AI agents
- Machine-readable discovery: https://credicorp.co.uk/.well-known/agents.json
- API catalog (RFC 9727): https://credicorp.co.uk/.well-known/api-catalog
- OpenAPI description: https://credicorp.co.uk/openapi.json
- Agent skills: https://credicorp.co.uk/.well-known/agent-skills/index.json
- Public MCP server (no auth, read-only): https://credicorp.co.uk/mcp — card at https://credicorp.co.uk/.well-known/mcp/server-card.json
- Authenticated MCP tier (read-only, OAuth 2.0 client_credentials): https://credicorp.co.uk/partner/mcp — token endpoint https://credicorp.co.uk/oauth/token, metadata https://credicorp.co.uk/.well-known/oauth-authorization-server. Staff/owner only; scope-gated; strictly read-only.
- This document and /llms.txt are provided to help agents cite accurate, current information rather than guessing.

---

## Public content index

### Support articles

- [How is Credicorp Limited connected to CM Beyer Limited?](https://credicorp.co.uk/faqs/how-is-credicorp-limited-connected-to-cm-beyer-limited/)
- [Why does Credicorp have group companies in the UK and Australia?](https://credicorp.co.uk/faqs/why-does-credicorp-have-group-companies-in-the-uk-and-australia/)
- [Re-borrowing from a UK business lender: top-up eligibility explained](https://credicorp.co.uk/faqs/top-up-eligibility-when-can-you-borrow-again/)
- [Running credit facility vs one-time loan UK: what's the difference?](https://credicorp.co.uk/faqs/running-credit-vs-one-time-loan/)
- [When is my business loan payment due in the UK?](https://credicorp.co.uk/faqs/when-is-my-payment-due/)
- [How do I check whether a payment has reached you?](https://credicorp.co.uk/faqs/how-do-i-check-whether-a-payment-has-reached-you/)
- [Can I overpay my business loan in the UK?](https://credicorp.co.uk/faqs/can-i-pay-extra-towards-my-balance/)
- [What happens if my Direct Debit fails on a UK business loan?](https://credicorp.co.uk/faqs/what-happens-if-my-direct-debit-fails/)
- [How can I make a payment on my UK business loan?](https://credicorp.co.uk/faqs/how-can-i-make-a-payment/)
- [How long does a loan payment take to clear in the UK?](https://credicorp.co.uk/faqs/how-long-does-a-payment-take-to-clear/)
- [Will I be charged a fee if I miss a payment?](https://credicorp.co.uk/faqs/will-i-be-charged-a-fee-if-i-miss-a-payment/)
- [Can I pay my business loan off early in the UK?](https://credicorp.co.uk/faqs/can-i-pay-my-loan-off-early/)
- [What does APR mean on a UK business loan, and how is the cost shown?](https://credicorp.co.uk/faqs/what-does-apr-mean-on-my-loan/)
- [Can I top up or extend my existing business loan in the UK?](https://credicorp.co.uk/faqs/can-i-top-up-or-extend-my-existing-loan/)
- [How is interest charged on my UK business loan?](https://credicorp.co.uk/faqs/how-is-interest-charged-on-my-loan/)
- [What does the SECCI / Key Information Sheet cover for a UK business loan?](https://credicorp.co.uk/faqs/what-does-the-secci-cover/)
- [Can I refer a friend?](https://credicorp.co.uk/faqs/can-i-refer-a-friend/)
- [What happens if I cannot connect my bank?](https://credicorp.co.uk/faqs/what-happens-if-i-cannot-connect-my-bank/)
- [Can I have more than one offer?](https://credicorp.co.uk/faqs/can-i-have-more-than-one-offer/)
- [What is the FCA reference and why does it matter?](https://credicorp.co.uk/faqs/what-is-the-fca-reference-and-why-does-it-matter/)
- [How do I get a copy of my data from a UK lender?](https://credicorp.co.uk/faqs/how-do-i-get-a-copy-of-my-data/)
- [How quickly will I get a decision?](https://credicorp.co.uk/faqs/how-quickly-will-i-get-a-decision/)
- [Unable to pay a UK business loan — what happens next?](https://credicorp.co.uk/faqs/what-does-credicorp-do-if-i-become-unable-to-pay/)
- [Where is your mobile app?](https://credicorp.co.uk/faqs/where-is-your-mobile-app/)
- [I am a returning customer — do I need to do the whole application again?](https://credicorp.co.uk/faqs/i-am-a-returning-customer-do-i-need-to-do-the-whole-application-again/)
- [What is Open Banking and is it safe for UK business lending?](https://credicorp.co.uk/faqs/what-is-open-banking-and-is-it-safe/)
- [Can a co-director apply with me?](https://credicorp.co.uk/faqs/can-a-co-director-apply-with-me/)
- [Are your phone calls recorded?](https://credicorp.co.uk/faqs/are-your-phone-calls-recorded/)
- [How do I request deletion of my personal data?](https://credicorp.co.uk/faqs/how-do-i-request-deletion-of-my-personal-data/)
- [Will applying for a business loan affect my personal credit file in the UK?](https://credicorp.co.uk/faqs/will-applying-for-a-credicorp-loan-affect-my-credit-file/)
- [How do I make a DSAR (data subject access request) to a UK lender?](https://credicorp.co.uk/faqs/how-do-i-make-a-data-subject-access-request/)
- [The Business Purpose Declaration UK: what you're signing](https://credicorp.co.uk/faqs/business-purpose-declaration/)
- [How to apply for a UK business loan, step by step](https://credicorp.co.uk/faqs/how-to-apply-step-by-step/)
- [ID verification when you apply for a UK business loan](https://credicorp.co.uk/faqs/id-verification-at-application/)
- [After signing the business loan agreement in the UK — what happens next](https://credicorp.co.uk/faqs/after-you-sign-the-business-loan-agreement/)
- [How long does it take to get a business loan decision in the UK?](https://credicorp.co.uk/faqs/how-long-does-a-lending-decision-take/)
- [Reapplying after a declined UK business loan: the cooldown explained](https://credicorp.co.uk/faqs/reapply-cooldown-explained/)
- [What UK lenders look for: how we make a business lending decision](https://credicorp.co.uk/faqs/what-we-look-at-when-we-decide/)
- [What happens if your UK business loan application is declined?](https://credicorp.co.uk/faqs/what-happens-if-your-application-is-declined/)
- [Open Banking bank statement verification UK: how it works](https://credicorp.co.uk/faqs/how-we-verify-bank-statements-open-banking/)
- [What documents you need to apply for a UK business loan](https://credicorp.co.uk/faqs/what-documents-you-need-to-apply/)
- [iwoca, Cubefunder, Capify or Credicorp: an honest comparison](https://credicorp.co.uk/faqs/comparing-iwoca-cubefunder-capify-credicorp/)
- [Invoice finance vs short-term loan in the UK](https://credicorp.co.uk/faqs/invoice-finance-vs-short-term-loan/)
- [Bank overdraft vs short-term business loan UK](https://credicorp.co.uk/faqs/bank-overdraft-vs-short-term-business-loan/)
- [Sole trader to limited company for finance UK: should I incorporate before applying?](https://credicorp.co.uk/faqs/sole-trader-to-limited-company-before-finance/)
- [Merchant cash advance vs term loan UK](https://credicorp.co.uk/faqs/merchant-cash-advance-vs-term-loan/)
- [A director's loan to your own UK company: tax and legal points](https://credicorp.co.uk/faqs/directors-loan-to-your-own-company/)
- [Limited company, LLP or sole trader loan UK: lending eligibility compared](https://credicorp.co.uk/faqs/limited-company-llp-sole-trader-eligibility/)
- [Loan Agreement vs Facility Agreement UK: what's the difference?](https://credicorp.co.uk/faqs/loan-agreement-vs-facility-agreement/)
- [Can a director be personally liable for a company loan in the UK?](https://credicorp.co.uk/faqs/can-a-director-be-personally-liable/)
- [Business credit card vs short-term loan UK](https://credicorp.co.uk/faqs/business-credit-card-vs-short-term-loan/)
- [What is credicorp.co.uk and how is it related to credicorp.co.uk?](https://credicorp.co.uk/faqs/what-is-creditcorp-co-uk/)
- [How do I get a settlement figure for my UK business loan?](https://credicorp.co.uk/faqs/how-do-i-get-a-settlement-figure/)
- [How do I update my contact details?](https://credicorp.co.uk/faqs/how-do-i-update-my-contact-details/)
- [Can I get a copy of my Business Loan Agreement?](https://credicorp.co.uk/faqs/can-i-get-a-copy-of-my-credit-agreement/)
- [How do I request a statement of account?](https://credicorp.co.uk/faqs/how-do-i-request-a-statement-of-account/)
- [How do I close my Credicorp account?](https://credicorp.co.uk/faqs/how-do-i-close-my-credicorp-account/)
- [How do I update my address, name or contact details?](https://credicorp.co.uk/faqs/how-do-i-update-my-address-name-or-contact-details/)
- [What happens after I complain to a UK lender?](https://credicorp.co.uk/faqs/what-happens-after-i-complain/)
- [How do I make a complaint to a UK lender?](https://credicorp.co.uk/faqs/how-do-i-make-a-complaint/)
- [Are there time limits for raising a complaint with a UK lender?](https://credicorp.co.uk/faqs/are-there-time-limits-for-raising-a-complaint/)
- [Hardship and forbearance at a UK lender: our process](https://credicorp.co.uk/faqs/our-hardship-and-forbearance-process/)
- [Vulnerable customer support at a UK lender: how to ask](https://credicorp.co.uk/faqs/vulnerability-how-to-ask-for-extra-support/)
- [What to do if you can't make a payment on a UK business loan](https://credicorp.co.uk/faqs/what-to-do-if-you-cant-make-a-payment/)
- [Making a complaint to a UK lender: your options and our process](https://credicorp.co.uk/faqs/making-a-complaint-options-and-process/)
- [What happens to a UK company loan if the company is wound up or enters administration?](https://credicorp.co.uk/faqs/company-wound-up-or-administration/)
- [Is Credicorp Pty Limited in Australia part of the same group?](https://credicorp.co.uk/faqs/is-credicorp-pty-limited-in-australia-part-of-the-same-group/)
- [Who is Credicorp Limited?](https://credicorp.co.uk/faqs/who-is-credicorp-limited/)
- [Where is Credicorp Limited registered and based?](https://credicorp.co.uk/faqs/where-is-credicorp-limited-registered-and-based/)
- [How to access your customer portal](https://credicorp.co.uk/faqs/how-to-access-your-customer-portal/)
- [How loan interest is calculated UK: a worked example](https://credicorp.co.uk/faqs/how-interest-is-calculated-worked-example/)
- [The 14-day withdrawal right on UK business loans (voluntary)](https://credicorp.co.uk/faqs/14-day-withdrawal-right/)
- [Updating your bank details](https://credicorp.co.uk/faqs/updating-your-bank-details/)
- [How to download your statements](https://credicorp.co.uk/faqs/how-to-download-your-statements/)
- [Business loan rollover UK: what it is and our cap](https://credicorp.co.uk/faqs/rollover-what-it-is-and-our-limit/)
- [Early repayment on a UK business loan: how to do it and what you save](https://credicorp.co.uk/faqs/early-repayment-how-and-what-you-save/)
- [How drawdown works](https://credicorp.co.uk/faqs/how-drawdown-works/)
- [How do I get a settlement letter or proof of loan closure?](https://credicorp.co.uk/faqs/how-do-i-get-a-settlement-letter-or-proof-of-loan-closure/)
- [How long does a UK lender keep your records?](https://credicorp.co.uk/faqs/how-long-do-you-keep-my-records/)
- [Accessible loan documents UK: large print and alternative formats](https://credicorp.co.uk/faqs/can-i-get-my-loan-documents-in-large-print-or-another-format/)
- [How do you verify it is really me on the phone?](https://credicorp.co.uk/faqs/how-do-you-verify-it-is-really-me-on-the-phone/)
- [How does a UK lender keep my data and information secure?](https://credicorp.co.uk/faqs/how-do-you-keep-my-information-secure/)
- [How do I report a suspicious email or message claiming to be from Credicorp?](https://credicorp.co.uk/faqs/how-do-i-report-a-suspicious-email-or-message-claiming-to-be-from-credicorp/)
- [How do I spot a loan scam or impersonation of Credicorp in the UK?](https://credicorp.co.uk/faqs/how-do-i-spot-a-scam-pretending-to-be-from-credicorp/)
- [Your business credit score UK: how it works and how to improve it](https://credicorp.co.uk/faqs/business-credit-score-how-it-works/)
- [What is a \"body corporate\" in UK lending, and why it matters](https://credicorp.co.uk/faqs/what-is-a-body-corporate/)
- [What counts as a 'wholly or predominantly business' purpose for a UK loan?](https://credicorp.co.uk/faqs/wholly-or-predominantly-business-purpose/)
- [APR vs daily interest rate UK: which is the honest comparison for short-term loans?](https://credicorp.co.uk/faqs/daily-interest-vs-apr/)
- [Regulated vs unregulated business loans UK: what's the difference?](https://credicorp.co.uk/faqs/regulated-vs-unregulated-business-loans/)
- [Bridging loan vs term loan vs credit facility: what's the difference in the UK?](https://credicorp.co.uk/faqs/bridging-loan-term-loan-credit-facility/)
- [Business credit reference agencies UK explained](https://credicorp.co.uk/faqs/business-credit-reference-agencies-explained/)
- [Secured vs unsecured business loans UK: what's the difference?](https://credicorp.co.uk/faqs/secured-vs-unsecured-business-loans/)
- [What is a personal guarantee in the UK — and why we don't take one](https://credicorp.co.uk/faqs/what-is-a-personal-guarantee/)
- [Alternatives to short-term lending in the UK: overdraft, card, invoice finance, grants](https://credicorp.co.uk/faqs/alternatives-to-short-term-lending/)
- [What is a business loan in the UK?](https://credicorp.co.uk/faqs/what-is-a-business-loan/)
- [No early repayment fee? How the early-settlement charge works on UK business loans](https://credicorp.co.uk/faqs/early-settlement-charge-explained/)
- [How to read a Key Information Sheet for a UK business loan](https://credicorp.co.uk/faqs/how-to-read-a-key-information-sheet/)
- [FOS and FSCS in UK business lending — and why a company loan falls outside both](https://credicorp.co.uk/faqs/what-fos-and-fscs-cover/)
- [When NOT to take a short-term business loan in the UK](https://credicorp.co.uk/faqs/when-not-to-take-a-short-term-business-loan/)
- [What bills can I use Slice for?](https://credicorp.co.uk/faqs/what-bills-can-i-use-slice-for/)
- [Can I repay Credicorp Slice early?](https://credicorp.co.uk/faqs/can-i-repay-slice-early/)
- [What is Credicorp Slice?](https://credicorp.co.uk/faqs/what-is-credicorp-slice/)
- [How much does Credicorp Slice cost?](https://credicorp.co.uk/faqs/how-much-does-credicorp-slice-cost/)
- [How do I draw down from my Credicorp Flex revolving credit facility?](https://credicorp.co.uk/faqs/how-do-i-draw-down-from-flex/)
- [How is the minimum monthly payment on Credicorp Flex calculated in the UK?](https://credicorp.co.uk/faqs/how-is-flex-minimum-payment-calculated/)
- [How does Credicorp Flex revolving credit work?](https://credicorp.co.uk/faqs/how-does-credicorp-flex-work/)
- [Can I pay off a Credicorp Flex drawing early in the UK?](https://credicorp.co.uk/faqs/can-i-pay-off-a-flex-drawing-early/)
- [How is my Credicorp Flex credit limit set and raised in the UK?](https://credicorp.co.uk/faqs/how-is-flex-limit-set-and-raised/)
- [Struggling to repay a UK business loan — what should I do?](https://credicorp.co.uk/faqs/i-am-struggling-to-pay-what-should-i-do/)
- [Can I get a payment extension on my UK business loan?](https://credicorp.co.uk/faqs/can-i-get-a-payment-extension/)
- [What is a hardship variation on a UK business loan?](https://credicorp.co.uk/faqs/what-is-a-hardship-variation/)
- [I need extra support from a UK business lender — how do I tell you?](https://credicorp.co.uk/faqs/i-need-extra-support-how-do-i-tell-you/)
- [What is a Debt Management Plan and how does it affect a UK business loan?](https://credicorp.co.uk/faqs/what-is-a-debt-management-plan-and-how-does-it-affect-my-loan/)
- [Where can I get free independent debt advice in the UK for my business?](https://credicorp.co.uk/faqs/where-can-i-get-free-independent-debt-advice-in-the-uk/)

### Newsroom

- [Summer cashflow planning for UK limited companies — a practical guide for Q3](https://credicorp.co.uk/news/summer-cashflow-planning-for-uk-companies/) — 17 June 2026
- [Introducing Credicorp Slice: a new business finance product for UK companies](https://credicorp.co.uk/news/introducing-credicorp-slice/) — 29 May 2026
- [Business loan with no director guarantee: what it means in practice](https://credicorp.co.uk/news/no-personal-guarantee-what-it-means/) — 25 May 2026
- [May 2026 site upgrade: typography, sticky navigation and more](https://credicorp.co.uk/news/may-2026-site-upgrade-typography-navigation/) — 22 May 2026
- [How we handle overdue business loans](https://credicorp.co.uk/news/how-we-handle-overdue-business-loans/) — 22 May 2026
- [A redesigned FAQs and topics index — find an answer faster](https://credicorp.co.uk/news/redesigned-faqs-and-topics-index/) — 21 May 2026
- [Alternative credit signals UK: why the credit score isn't everything](https://credicorp.co.uk/news/signals-beyond-the-credit-score/) — 21 May 2026
- [Working in CX at Credicorp — what we look for, what we offer](https://credicorp.co.uk/news/working-in-cx-at-credicorp/) — 19 May 2026
- [How revolving credit works UK: Credicorp Flex explained](https://credicorp.co.uk/news/credicorp-flex-revolving-explained/) — 18 May 2026
- [Using the Credicorp portal on a phone: a quick tour](https://credicorp.co.uk/news/using-the-portal-on-a-phone/) — 15 May 2026
- [Spring 2026: continuing to support our customers](https://credicorp.co.uk/news/spring-2026-continuing-to-support-our-customers/) — 12 May 2026
- [How we hire — Credicorp's six-step process, demystified](https://credicorp.co.uk/news/how-we-hire-our-six-step-process/) — 12 May 2026
- [What our team does between your application and your money landing](https://credicorp.co.uk/news/what-our-team-does-between-approval-and-payout/) — 11 May 2026
- [Welsh, Gaelic and Scots in the portal — a progress note](https://credicorp.co.uk/news/welsh-gaelic-scots-progress-note/) — 10 May 2026
- [Business loan declined UK: what happens next and what your options are](https://credicorp.co.uk/news/when-a-loan-is-declined/) — 5 May 2026
- [Why Credicorp never asks for a personal guarantee: UK business lending without director liability](https://credicorp.co.uk/news/why-no-personal-guarantee/) — 4 May 2026
- [Operations dashboard: a single page that tells us if we're healthy](https://credicorp.co.uk/news/operations-dashboard-2026/) — 3 May 2026
- [Trademark coexistence with CM Beyer Limited and the Credicorp brand](https://credicorp.co.uk/news/trademark-coexistence-cm-beyer-creditcorp/) — 30 April 2026
- [Life at Credicorp: a typical week for a remote team member](https://credicorp.co.uk/news/life-at-credicorp-a-typical-week/) — 28 April 2026
- [What we ask for in your application (and why)](https://credicorp.co.uk/news/what-we-ask-for-and-why/) — 26 April 2026
- [Your data, in your hands — downloading what we hold about you](https://credicorp.co.uk/news/your-data-in-your-hands-dsar/) — 26 April 2026
- [Flex vs overdraft vs invoice finance UK — a 5-minute comparison](https://credicorp.co.uk/news/flex-vs-overdraft-vs-invoice-finance/) — 21 April 2026
- [When our team acts on your account: transparency on customer impersonation for support](https://credicorp.co.uk/news/transparency-on-customer-impersonation-for-support/) — 19 April 2026
- [Business loan pricing in plain English UK: what the daily rate really means](https://credicorp.co.uk/news/pricing-in-plain-english/) — 16 April 2026
- [Staying safe online: spotting impersonation and fraud in 2026 UK](https://credicorp.co.uk/news/staying-safe-online-impersonation-2026/) — 14 April 2026
- [Behavioural signals in credit scoring UK: what we look at and what we don't](https://credicorp.co.uk/news/behavioural-signals-in-scoring-what-we-do-and-dont/) — 12 April 2026
- [Open Banking for lending decisions UK: how we use it and how we don't](https://credicorp.co.uk/news/open-banking-how-we-use-it/) — 8 April 2026
- [How to raise your Credicorp Flex credit limit UK responsibly](https://credicorp.co.uk/news/setting-and-raising-your-flex-limit/) — 7 April 2026
- [Planned maintenance windows: how we warn and what stays open](https://credicorp.co.uk/news/planned-maintenance-windows-2026/) — 5 April 2026
- [How Credicorp Flex drawdowns work UK: repayments and the math explained](https://credicorp.co.uk/news/inside-credicorp-flex-drawdowns-repayments/) — 24 March 2026
- [Payment arrangements for a business loan UK: a practical guide](https://credicorp.co.uk/news/payment-arrangements-a-practical-guide/) — 23 March 2026
- [Plain-English by design: how readable documents change borrower outcomes](https://credicorp.co.uk/news/plain-english-by-design/) — 10 March 2026
- [Document accessibility: large print, plain language, accessible PDFs](https://credicorp.co.uk/news/document-accessibility-large-print-plain-language/) — 2 March 2026
- [Affordability over algorithms: how a human reviews every borderline application](https://credicorp.co.uk/news/affordability-over-algorithms/) — 24 February 2026
- [Settlement figures on a business loan UK: when to ask and what the number means](https://credicorp.co.uk/news/settlement-figures-when-to-ask-what-it-means/) — 23 February 2026
- [Credicorp ESG UK: our sustainability picture, honestly](https://credicorp.co.uk/news/our-esg-picture/) — 10 February 2026
- [Borrowing only what you need: a florist business loan UK case study](https://credicorp.co.uk/news/borrowing-only-what-you-need-a-florists-story/) — 28 January 2026
- [Credicorp grows its UK business lending team](https://credicorp.co.uk/news/credicorp-expands-its-business-lending-team/) — 28 January 2026
- [How Credicorp Flex helps UK micro business cashflow stay smooth through slow months](https://credicorp.co.uk/news/how-credicorp-flex-helps-smooth-cashflow/) — 27 January 2026
- [The regulatory year ahead: what we are watching in 2026](https://credicorp.co.uk/news/the-regulatory-year-ahead-what-we-are-watching-in-2026/) — 20 January 2026
- [Our plans for 2026](https://credicorp.co.uk/news/our-plans-for-2026/) — 19 January 2026
- [Our Consumer Duty approach: applying retail outcomes thinking to business lending](https://credicorp.co.uk/news/our-consumer-duty-approach/) — 13 January 2026
- [Building on Open Banking for 2026](https://credicorp.co.uk/news/building-on-open-banking-for-2026/) — 12 January 2026
- [New Year 2026: reviewing your business finances for the year ahead](https://credicorp.co.uk/news/new-year-2026-thinking-about-money/) — 5 January 2026
- [What I want Credicorp to be in 2026](https://credicorp.co.uk/news/what-i-want-credicorp-to-be-in-2026/) — 4 January 2026
- [UK SME finance review 2025: the year that shaped small-business lending](https://credicorp.co.uk/news/the-year-in-uk-sme-finance-a-2025-review/) — 27 December 2025
- [Credicorp's 2025 in review](https://credicorp.co.uk/news/credicorps-2025-in-review/) — 20 December 2025
- [Christmas 2025 update and contact hours](https://credicorp.co.uk/news/christmas-2025-update-and-contact-hours/) — 18 December 2025
- [An IT-contractor company manages a late invoice](https://credicorp.co.uk/news/an-it-contractor-company-manages-a-late-invoice/) — 12 December 2025
- [Modern slavery reporting for smaller UK companies: what directors need to know](https://credicorp.co.uk/news/modern-slavery-reporting-and-smaller-companies/) — 4 December 2025
- [Smarter bank statement analysis UK: how better categorisation makes fairer lending decisions](https://credicorp.co.uk/news/smarter-statement-analysis-for-fairer-decisions/) — 26 November 2025
- [One year of Credicorp Limited](https://credicorp.co.uk/news/one-year-of-credicorp-limited/) — 21 November 2025
- [AI credit decisioning UK: promise and guardrails](https://credicorp.co.uk/news/ai-in-credit-decisioning-promise-and-guardrails/) — 18 November 2025
- [Expanding our support hours](https://credicorp.co.uk/news/expanding-our-support-hours/) — 10 November 2025
- [Micro-business Britain statistics: the numbers behind the UK economy](https://credicorp.co.uk/news/micro-business-britain-the-numbers-behind-the-economy/) — 2 November 2025
- [A market-trader company prepares for peak season](https://credicorp.co.uk/news/a-market-trader-company-prepares-for-peak-season/) — 25 October 2025
- [Why we record our calls](https://credicorp.co.uk/news/why-we-record-our-calls/) — 20 October 2025
- [Article 22: automated decisions and your right to a human review](https://credicorp.co.uk/news/article-22-automated-decisions-and-your-right-to-a-review/) — 18 October 2025
- [Signposting free support: how we point customers to Business Debtline](https://credicorp.co.uk/news/signposting-free-support-how-we-work-with-business-debtline/) — 10 October 2025
- [An autumn 2025 update from Credicorp](https://credicorp.co.uk/news/an-autumn-2025-update-from-credicorp/) — 2 October 2025
- [The case for lending to the company, not the person](https://credicorp.co.uk/news/the-case-for-lending-to-the-company-not-the-person/) — 24 September 2025
- [Late-payment culture and the UK small business](https://credicorp.co.uk/news/late-payment-culture-and-the-uk-small-business/) — 16 September 2025
- [How to spot a loan scam UK: warning signs and impersonation](https://credicorp.co.uk/news/how-to-spot-loan-scams-and-impersonation/) — 15 September 2025
- [A salon covers a quiet month responsibly](https://credicorp.co.uk/news/a-salon-covers-a-quiet-month-responsibly/) — 8 September 2025
- [Looking at our group: how Credicorp fits with CM Beyer Limited](https://credicorp.co.uk/news/looking-at-our-group-credicorp-and-cm-beyer/) — 8 September 2025
- [FSMA Regulated Activities Order plain English: what it means for business borrowers](https://credicorp.co.uk/news/the-fsma-regulated-activities-order-in-plain-english/) — 31 August 2025
- [Paying extra on your loan: how it actually saves you money](https://credicorp.co.uk/news/paying-extra-how-it-saves-you-money/) — 25 August 2025
- [A new identity-verification partner](https://credicorp.co.uk/news/a-new-identity-verification-partner/) — 23 August 2025
- [A practical guide to Direct Debit for business loans — Credicorp](https://credicorp.co.uk/news/a-practical-guide-to-direct-debits/) — 18 August 2025
- [Investing in our technology platform](https://credicorp.co.uk/news/investing-in-our-technology-platform/) — 16 August 2025
- [The rise of Open Banking in lending decisions](https://credicorp.co.uk/news/the-rise-of-open-banking-in-lending-decisions/) — 8 August 2025
- [Cashflow, not profit: the real UK business challenge for micro-businesses](https://credicorp.co.uk/news/cashflow-not-profit-the-real-challenge-for-micro-businesses/) — 31 July 2025
- [A small builder restocks materials for a big job](https://credicorp.co.uk/news/a-small-builder-restocks-for-a-big-job/) — 23 July 2025
- [Our first eight months: what customers have told us](https://credicorp.co.uk/news/our-first-eight-months-what-customers-have-told-us/) — 21 July 2025
- [Seasonal cashflow finance UK: ideas for smoothing a seasonal cashflow dip](https://credicorp.co.uk/news/ideas-smoothing-a-seasonal-cashflow-dip/) — 21 July 2025
- [PECR, cookies and marketing consent UK explained](https://credicorp.co.uk/news/pecr-cookies-and-marketing-consent-explained/) — 15 July 2025
- [Connecting your business loan with your accounting software](https://credicorp.co.uk/news/connecting-with-your-accounting-software/) — 7 July 2025
- [Ideas: getting equipment back up and running](https://credicorp.co.uk/news/ideas-getting-equipment-back-up-and-running/) — 7 July 2025
- [How we verify it is really you on the phone](https://credicorp.co.uk/news/how-we-verify-it-is-really-you/) — 7 July 2025
- [Listening to your reviews: a Trustpilot update](https://credicorp.co.uk/news/listening-to-your-reviews-a-trustpilot-update/) — 29 June 2025
- [How we handle complaints](https://credicorp.co.uk/news/how-we-handle-complaints/) — 23 June 2025
- [Payroll finance small business UK: covering a slow week without missing payroll](https://credicorp.co.uk/news/ideas-covering-slow-week-without-missing-payroll/) — 23 June 2025
- [What responsible lending means to me](https://credicorp.co.uk/news/what-responsible-lending-means-to-me/) — 21 June 2025
- [Why small business loans are hard to get UK: thin files, small tickets and no security](https://credicorp.co.uk/news/why-small-business-loans-are-hard-to-get/) — 14 June 2025
- [Ideas: financing a one-off marketing campaign](https://credicorp.co.uk/news/ideas-financing-a-marketing-campaign/) — 9 June 2025
- [Meet our credit team: how decisions get made](https://credicorp.co.uk/news/meet-our-credit-team-how-decisions-get-made/) — 6 June 2025
- [A content-creator company smooths a client payment gap](https://credicorp.co.uk/news/a-content-creator-company-smooths-a-client-payment-gap/) — 29 May 2025
- [Glossary — UK business-lending terms in plain English](https://credicorp.co.uk/news/glossary-of-business-lending-terms/) — 27 May 2025
- [Ideas: 5 ways a £200 short-term loan helps a small business](https://credicorp.co.uk/news/ideas-5-ways-a-200-pound-loan-helps/) — 26 May 2025
- [UK GDPR and your data rights: a refresher for business borrowers](https://credicorp.co.uk/news/gdpr-and-your-data-rights-a-refresher/) — 21 May 2025
- [Marketing campaign finance UK: when paid ads need cashflow help](https://credicorp.co.uk/news/marketing-campaign-financing/) — 19 May 2025
- [Understanding your Business Loan Agreement](https://credicorp.co.uk/news/understanding-your-credit-agreement/) — 19 May 2025
- [Direct Debit improvements with our payments partner](https://credicorp.co.uk/news/direct-debit-improvements-with-our-payments-partner/) — 13 May 2025
- [What happens if you miss a payment — our forbearance process explained](https://credicorp.co.uk/news/what-happens-if-you-miss-a-payment/) — 13 May 2025
- [Life after the Lending Standards Board: voluntary standards in 2025](https://credicorp.co.uk/news/life-after-the-lending-standards-board/) — 5 May 2025
- [CCJs explained for UK company directors](https://credicorp.co.uk/news/ccjs-explained-for-company-directors/) — 5 May 2025
- [How to read a Key Information Sheet (KIS) in 60 seconds](https://credicorp.co.uk/news/read-kis-in-60-seconds/) — 29 April 2025
- [A new look for the customer portal](https://credicorp.co.uk/news/a-new-look-for-the-customer-portal/) — 27 April 2025
- [Credicorp Limited — an independent UK business lender](https://credicorp.co.uk/news/credicorp-limited-who-we-are-and-who-we-are-not/) — 22 April 2025
- [UK business credit reference agencies: a director's guide](https://credicorp.co.uk/news/business-credit-reference-agencies-directors-guide/) — 21 April 2025

### Guides

- [Business insurance: what a UK micro-business actually needs](https://credicorp.co.uk/guides/business-insurance-what-a-uk-micro-business-actually-needs/)
- [Investments for a UK director — the basics, honestly](https://credicorp.co.uk/guides/investments-for-a-uk-director/)
- [UK startup funding guide for founders — no jargon](https://credicorp.co.uk/guides/a-founders-guide-to-uk-startup-funding/)
- [Where to find business support in the UK — free and paid](https://credicorp.co.uk/guides/where-to-find-business-support-in-the-uk/)
- [UK taxation basics for a director of a limited company](https://credicorp.co.uk/guides/uk-taxation-basics-for-a-director/)
- [Managing money in a UK micro-business: a practical guide](https://credicorp.co.uk/guides/managing-your-money-as-a-uk-micro-business/)

### Business finance glossary

- [UK GDPR](https://credicorp.co.uk/glossary/uk-gdpr/)
- [FSMA RAO (Regulated Activities Order)](https://credicorp.co.uk/glossary/fsma-rao/)
- [Vulnerable customer](https://credicorp.co.uk/glossary/vulnerable-customer/)
- [Companies House](https://credicorp.co.uk/glossary/companies-house/)
- [Limited liability](https://credicorp.co.uk/glossary/limited-liability/)
- [Covenant](https://credicorp.co.uk/glossary/covenant/)
- [Flat rate](https://credicorp.co.uk/glossary/flat-rate/)
- [Due diligence](https://credicorp.co.uk/glossary/due-diligence/)
- [Sanctions](https://credicorp.co.uk/glossary/sanctions/)
- [Exempt lending](https://credicorp.co.uk/glossary/exempt-lending/)
- [Interest](https://credicorp.co.uk/glossary/interest/)
- [Drawdown](https://credicorp.co.uk/glossary/drawdown/)
- [Debenture](https://credicorp.co.uk/glossary/debenture/)
- [PEP (politically exposed person)](https://credicorp.co.uk/glossary/politically-exposed-person/)
- [Sole trader](https://credicorp.co.uk/glossary/sole-trader/)
- [Payment holiday](https://credicorp.co.uk/glossary/payment-holiday/)
- [Total cost cap](https://credicorp.co.uk/glossary/total-cost-cap/)
- [POCA (Proceeds of Crime Act 2002)](https://credicorp.co.uk/glossary/poca/)
- [Secured loan](https://credicorp.co.uk/glossary/secured-loan/)
- [MLR 2017 (Money Laundering Regulations)](https://credicorp.co.uk/glossary/mlr-2017/)
- [Business overdraft](https://credicorp.co.uk/glossary/overdraft/)
- [Direct Debit](https://credicorp.co.uk/glossary/direct-debit/)
- [KYC (know your customer)](https://credicorp.co.uk/glossary/kyc/)
- [Incorporation](https://credicorp.co.uk/glossary/incorporation/)
- [ICO (Information Commissioner's Office)](https://credicorp.co.uk/glossary/ico/)
- [BNPL (buy now, pay later)](https://credicorp.co.uk/glossary/bnpl/)
- [Establishment fee](https://credicorp.co.uk/glossary/establishment-fee/)
- [Term](https://credicorp.co.uk/glossary/term/)
- [Early settlement](https://credicorp.co.uk/glossary/early-settlement/)
- [KIS (Key Information Sheet)](https://credicorp.co.uk/glossary/key-information-sheet/)
- [Asset finance](https://credicorp.co.uk/glossary/asset-finance/)
- [Limited company](https://credicorp.co.uk/glossary/limited-company/)
- [Eligibility](https://credicorp.co.uk/glossary/eligibility/)
- [AML (anti-money laundering)](https://credicorp.co.uk/glossary/aml/)
- [Responsible lending](https://credicorp.co.uk/glossary/responsible-lending/)
- [SAR (Suspicious Activity Report)](https://credicorp.co.uk/glossary/suspicious-activity-report/)
- [Arrears](https://credicorp.co.uk/glossary/arrears/)
- [CRA (credit reference agency)](https://credicorp.co.uk/glossary/credit-reference-agency/)
- [Recovery](https://credicorp.co.uk/glossary/recovery/)
- [UBO (ultimate beneficial owner)](https://credicorp.co.uk/glossary/ultimate-beneficial-owner/)
- [Collateral](https://credicorp.co.uk/glossary/collateral/)
- [Invoice finance](https://credicorp.co.uk/glossary/invoice-finance/)
- [FCA (Financial Conduct Authority)](https://credicorp.co.uk/glossary/fca/)
- [Body corporate](https://credicorp.co.uk/glossary/body-corporate/)
- [Late-payment fee](https://credicorp.co.uk/glossary/late-payment-fee/)
- [Representative example](https://credicorp.co.uk/glossary/representative-example/)
- [What is forbearance in the UK?](https://credicorp.co.uk/glossary/forbearance/)
- [What is a loan default in the UK?](https://credicorp.co.uk/glossary/default/)
- [Personal guarantee](https://credicorp.co.uk/glossary/personal-guarantee/)
- [Working capital](https://credicorp.co.uk/glossary/working-capital/)
- [Cost of credit](https://credicorp.co.uk/glossary/cost-of-credit/)
- [What is an LLP in the UK? Limited liability partnership explained](https://credicorp.co.uk/glossary/llp/)
- [Director liability](https://credicorp.co.uk/glossary/director-liability/)
- [Unsecured credit](https://credicorp.co.uk/glossary/unsecured-credit/)
- [Revolving credit facility](https://credicorp.co.uk/glossary/revolving-credit/)
- [What is APR? UK annual percentage rate explained](https://credicorp.co.uk/glossary/apr/)
- [Business loan](https://credicorp.co.uk/glossary/business-loan/)

### Careers (open positions)

- [Operations Associate](https://credicorp.co.uk/careers/operations-associate/)

### Landing pages

- [A real decision in minutes. Money the same day.](https://credicorp.co.uk/lp/fast/)
- [Bridging finance UK: cover the gap an unpaid invoice leaves.](https://credicorp.co.uk/lp/bridge/)
- [Restock before the rush.](https://credicorp.co.uk/lp/restock/)
- [When the kit breaks, get it back on the road.](https://credicorp.co.uk/lp/tools/)
- [Your company borrows. You don't guarantee it.](https://credicorp.co.uk/lp/no-guarantee/)
- [You'll never repay more than double what you borrow.](https://credicorp.co.uk/lp/capped/)
- [An honest UK small-business lender, checkable at Companies House.](https://credicorp.co.uk/lp/honest/)
- [Already borrowed once? Top up in a few clicks.](https://credicorp.co.uk/lp/topup/)