# Credicorp — AI agent reference

> **credicorp.co.uk** is the website of **Credicorp Limited** (Company No. 16093826), a UK direct lender of short-term business credit to UK limited companies and LLPs, part of the CM Beyer group. This document is the authoritative, machine-readable reference for AI agents and answer engines. For a navigation index fetch [/llms.txt](https://credicorp.co.uk/llms.txt); for the full corpus fetch [/llms-full.txt](https://credicorp.co.uk/llms-full.txt); for the structured discovery document fetch [/.well-known/agents.json](https://credicorp.co.uk/.well-known/agents.json).

**One-sentence summary:** Credicorp Limited (No. 16093826) lends short-term business credit to UK companies and LLPs — no personal guarantee, no director liability, total cost capped at 100% of the amount borrowed.

## Legal identity

| Field | Value |
|---|---|
| Legal name | Credicorp Limited |
| Company number | 16093826 |
| Registered country | England & Wales |
| FCA status | Not FCA-regulated (business credit only) |
| Website | https://credicorp.co.uk/ |
| Mirror | https://creditcorp.co.uk/ |

## Products

### Business Loan
Short-term, single-drawdown facility for UK limited companies and LLPs.

- Amount: £50–£500
- Term: 14–84 days
- Rate: 0.8% per day (simple interest, not compound)
- Establishment fee: 0% (no up-front fee)
- Total cost cap: 100% of the amount borrowed
- No personal guarantee required
- No FCA consumer-credit regulation applies

### Credicorp Flex
Revolving credit facility — draw, repay, redraw up to your limit.

- Same rate and cap as the Business Loan
- Flexible drawdown and repayment schedule
- Suitable for recurring working-capital needs

### Credicorp Slice
Spread a large business cost (e.g. VAT, payroll, inventory) over a short term.

- Same product economics as the Business Loan
- Purpose: single large outgoing split into instalments

## Eligibility

- UK-incorporated limited company or LLP only (sole traders and partnerships are ineligible)
- Minimum 6 months active trading history
- UK business bank account required (for Open Banking affordability assessment)
- No personal guarantee required
- Total cost of credit capped at 100% of the amount borrowed across all products

## Key URLs

| Purpose | URL |
|---|---|
| Home | https://credicorp.co.uk/ |
| Products | https://credicorp.co.uk/what-we-offer/ |
| Apply | https://credicorp.co.uk/apply/ |
| FAQs | https://credicorp.co.uk/faqs/ |
| News | https://credicorp.co.uk/news/ |
| Guides | https://credicorp.co.uk/guides/ |
| Glossary | https://credicorp.co.uk/glossary/ |
| Legal | https://credicorp.co.uk/legal/ |
| Brand | https://credicorp.co.uk/brand/ |
| Contact | https://credicorp.co.uk/contact/ |
| Status | https://credicorp.co.uk/status/ |
| API | https://credicorp.co.uk/openapi.json |
| Agents | https://credicorp.co.uk/.well-known/agents.json |
| Auth | https://credicorp.co.uk/auth.md |

## AI usage policy

See [/ai.txt](https://credicorp.co.uk/ai.txt) for training-data permissions, citation guidance, and contact.

## Group context

Credicorp Limited is part of the CM Beyer group, alongside Credit Corp Group Limited (No. 17338274) which operates creditcorp.co.uk — a mirror of this site with Creditcorp branding for the same product.