Credicorp
Cash-flow lending for cleaning and facilities-management businesses
Cleaning and facilities-management contractors run weekly wages and rolling consumables spend, yet the commercial sites they service settle monthly or later. Credicorp closes that payroll-gap squeeze for UK incorporated cleaning and FM firms — no personal guarantee, same-day decisions.
An aithnich thu gin dhiubh seo?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Weekly staff wages falling due while your commercial clients only pay you monthly
- Consumables and equipment to buy upfront to win and mobilise a new contract
- Scaling labour up fast for a larger site before any of that revenue lands
- A large client paying late and leaving the next payroll run exposed
Cò an toradh a fhreagras?
For cleaning and FM firms the squeeze is the lag between paying staff and suppliers weekly and being settled by clients monthly. A fixed-term Credicorp loan covers that defined payroll gap at a total cost you know upfront.
When the need is one specific equipment or consumables invoice, Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
Credicorp Business Loan Air a mholadh airson na roinne seo
For cleaning and FM firms the squeeze is the lag between paying staff and suppliers weekly and being settled by clients monthly. A fixed-term Credicorp loan covers that defined payroll gap at a total cost you know upfront.
• £50–£500 ann an aon airgead-toisich
• Suidhichte 14–84 -latha de theirm
Credicorp Slice — split a single bill
When the need is one specific equipment or consumables invoice, Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
• Bilichean de £50–£2,000
• Cìs rèidh 6% cìs — gun cho-mheasgachadh
Faic a' chosgais airson an roinn agad
Dh'fhaodadh gnothachas cleaning facilities àbhaisteach iasad fhaighinn de £350.00 thar 28 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Iasad Gnothachais
Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.
Cò as urrainn iarrtas a chur a-steach?
- Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
- 6+ mìosan malairt
- Cunntas banca gnothachais làithreach san RA
- Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
- Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas
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Ceistean cumanta
Can a cleaning or facilities-management company apply for a Credicorp loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in cleaning and facilities management — commercial cleaning contractors, FM firms and grounds-care companies. Contract type and client mix are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.