Credicorp
Short-term lending for salons and beauty businesses
Hair and beauty salons trade in a familiar rhythm — busy before big occasions, quieter in between — while rent, stock and wages carry on regardless. Credicorp helps UK incorporated salons bridge a genuine, short, seasonal gap.
An aithnich thu gin dhiubh seo?
If so, a Credicorp short-term business loan could help you bridge that gap.
- A predictable quiet month when takings dip but rent and wages do not
- Restocking products and consumables before a seasonal booking surge
- A salon chair, dryer or treatment device failing and needing replacing
- An essential supplier needing paying before bookings recover
Cò an toradh a fhreagras?
A salon usually needs a small, fixed sum to bridge a specific, short gap until known seasonal income returns. A fixed-term loan gives a clear total cost timed to that recovery.
If the need is one specific bill — a wholesale product order or an equipment service — Credicorp Slice spreads it over 3 or 4 weekly instalments at a flat 6% fee with no compounding.
Credicorp Business Loan Air a mholadh airson na roinne seo
A salon usually needs a small, fixed sum to bridge a specific, short gap until known seasonal income returns. A fixed-term loan gives a clear total cost timed to that recovery.
• £50–£500 ann an aon airgead-toisich
• Suidhichte 14–84 -latha de theirm
Credicorp Slice — split a single bill
If the need is one specific bill — a wholesale product order or an equipment service — Credicorp Slice spreads it over 3 or 4 weekly instalments at a flat 6% fee with no compounding.
• Bilichean de £50–£2,000
• Cìs rèidh 6% cìs — gun cho-mheasgachadh
Faic a' chosgais airson an roinn agad
Dh'fhaodadh gnothachas beauty àbhaisteach iasad fhaighinn de £250.00 thar 35 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Iasad Gnothachais
Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.
Cò as urrainn iarrtas a chur a-steach?
- Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
- 6+ mìosan malairt
- Cunntas banca gnothachais làithreach san RA
- Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
- Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas
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Ceistean cumanta
Can a hair salon or beauty business apply for a Credicorp loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in the salon and beauty sector — hair, nails, aesthetic treatments and similar businesses. Chair count and treatment mix are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.