Credicorp
Cash-flow lending for wholesale and distribution businesses
Wholesalers and distributors pay suppliers on short terms but sell to trade customers on 30 to 60 day terms — a structural working-capital gap that widens every time volume grows. Credicorp funds that gap for UK incorporated wholesale and distribution businesses — no personal guarantee, decisions most working days.
Yn adnabod unrhyw un o'r rhain?
If so, a Credicorp short-term business loan could help you bridge that gap.
- A bulk stock buy that has to clear before your trade customers settle their accounts
- An importer or supplier demanding payment before your own buyers pay you
- A seasonal volume spike that needs extra inventory on the shelf right now
- A slow-paying trade account leaving you short for your next supplier run
Pa gynnyrch sy'n addas?
Credicorp Flex Argymhellir ar gyfer y sector hwn
Wholesale buying repeats on a steady cycle, so a revolving facility fits better than a single advance. Credicorp Flex gives a limit of £50–£500 you can draw against for each purchase order, repay as your trade customers settle, and redraw for the next cycle — no reapplying. When a need is genuinely one-off, a fixed-term loan over 14–84 days is the simpler alternative.
• Terfyn cylchdroi o £50–£500
• Tynnu, ad-dalu, ail-dynnu — heb ailymgeisio
• Cymeradwyo terfyn yr un diwrnod; tynnu ar unwaith wedi hynny
• Cyfanswm cost wedi'i gapio ar 100% o'r hyn rydych yn ei dynnu
• Dim gwarant bersonol
Credicorp Loan — one-off advance
Benthyciad sengl, tymor sefydlog o £50–£500 dros 14–84 o ddyddiau, os yw eich angen yn un-tro yn hytrach na pharhaus.
Credicorp Slice — split a single bill
For one large supplier invoice — a single bulk order from an importer or manufacturer — Credicorp Slice spreads that one bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
• Biliau o £50–£2,000
• Ffi wastad 6% o ffi — dim cyfansoddi
• 3 neu 4 rhandaliad wythnosol drwy Ddebyd Uniongyrchol
• Setlo'n gynnar a byddwn yn ad-dalu'r ffi heb ei defnyddio pro rata
Gweld y gost ar gyfer eich sector
Efallai y byddai busnes wholesale nodweddiadol yn benthyca £450.00 dros 42 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
A yw hyn yn cyd-fynd â'ch anghenion? Dechrau eich cais
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Benthyciad Busnes
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
Pwy all wneud cais?
- Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
- 6+ mis o fasnachu
- Cyfrif banc busnes cyfredol yn y DU
- Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
- Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
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Cwestiynau cyffredin
Can a wholesale or distribution company apply for a Credicorp business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in wholesale and distribution — importers, distributors and B2B traders supplying trade customers. Product category and territory are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.