Credicorp
Short-term lending for food and drink producers
Food and drink producers — craft bakers, brewers, distillers, roasters, preserve makers and small-batch manufacturers — pay for ingredients, packaging and a production run long before the wholesale or retail invoice is settled. Credicorp bridges that working-capital gap for UK incorporated food and drink production businesses — no personal guarantee, same-day decisions.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
|---|
Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
4.6 / 5 on Trustpilot · 300 reviews
No personal guarantee — the company borrows, not you
Same-day funding on approval
Recognise any of these?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Ingredients and packaging to buy upfront before a production run can ship
- A seasonal run — Christmas hampers, summer drinks, a festival order — needing a large outlay all at once
- A stockist or wholesaler paying on 30 to 60 day terms while your suppliers want paying now
- An oven, fermenter, still or packing line failing and halting production mid-batch
Which product fits?
For a food or drink producer the gap is the lag between paying for ingredients, packaging and a production run now and being paid on the wholesale or retail invoice later. A fixed-term Credicorp loan covers that defined run at a total cost you know from the outset.
When the need is one specific bill — an ingredients order, a packaging run or an equipment service — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
Credicorp Business Loan Recommended for this sector
For a food or drink producer the gap is the lag between paying for ingredients, packaging and a production run now and being paid on the wholesale or retail invoice later. A fixed-term Credicorp loan covers that defined run at a total cost you know from the outset.
• £50–£500 in one advance
• Fixed 14–84 -day term
Credicorp Slice — split a single bill
When the need is one specific bill — an ingredients order, a packaging run or an equipment service — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
See the cost for your sector
A typical food drink production business might borrow £400.00 over 56 days. Adjust the sliders to match your own scenario.
Total cost has been capped at 100% of the amount borrowed.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Business Loan
Total cost has been capped at 100% of the amount borrowed.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
Guides for your business
Business insurance: what a UK micro-business actually needs
Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.
Investments for a UK director — the basics, honestly
A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.
UK startup funding guide for founders — no jargon
A startup funding guide for UK founders: grants, loans, equity, bootstrapping — the funding ladder for a micro-business, with honest pros and cons for each step.
Common questions
Can a food or drink producer apply for a Credicorp business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in food and drink production — craft bakers, brewers, distillers, roasters and small-batch manufacturers. Production volume and route to market are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.