Credicorp
Cash-flow lending built for retail
Seasonal peaks, late supplier invoices and slow-paying customers put retail cash flow under pressure. Credicorp offers short-term lending to UK incorporated retail businesses — no personal guarantee, same-day decisions.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
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Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Recognise any of these?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Stock gaps before peak trading — Christmas, summer, back-to-school
- Suppliers demanding payment 30 days before your customers pay you
- A card-machine failure or shopfit cost you did not plan for
- Bridging a quiet month while you wait for a big order to arrive
Which product fits?
A one-off business loan fits retail best when you need a specific sum to buy stock or cover a planned cost — borrow the amount, repay over 14–84 days, done.
If your need is a specific supplier invoice, Credicorp Slice splits one bill into 3 or 4 weekly instalments at a flat fee — no compounding.
Credicorp Business Loan Recommended for this sector
A one-off business loan fits retail best when you need a specific sum to buy stock or cover a planned cost — borrow the amount, repay over 14–84 days, done.
• £50–£500 in one advance
• Fixed 14–84 -day term
Credicorp Slice — split a single bill
If your need is a specific supplier invoice, Credicorp Slice splits one bill into 3 or 4 weekly instalments at a flat fee — no compounding.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
See the cost for your sector
A typical retail business might borrow £300.00 over 42 days. Adjust the sliders to match your own scenario.
Total cost has been capped at 100% of the amount borrowed.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Business Loan
Total cost has been capped at 100% of the amount borrowed.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
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Common questions
Can a retail limited company apply for a Credicorp business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in retail — shops, stockists, market traders and online retailers. The retail sector is not a pricing factor.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.