Credicorp
Short-term lending for online retailers
E-commerce businesses need working capital to buy inventory weeks before it sells. Credicorp gives UK incorporated online retailers a fast, simple lending decision.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
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Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Recognise any of these?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Buying ahead of Black Friday, Prime Day or seasonal peaks
- Supplier MOQs that require a larger outlay than your current balance
- Fulfilling a sudden spike in orders before revenue clears
- Platform payout delays leaving a working-capital gap
Which product fits?
Credicorp Flex Recommended for this sector
E-commerce inventory cycles are regular and repeating. Credicorp Flex — a revolving credit limit — lets you draw, repay, and redraw as each buying cycle comes around, without reapplying.
• Revolving limit of £50–£500
• Draw, repay, redraw — without reapplying
• Same-day limit approval; instant draws thereafter
• Total cost capped at 100% of what you draw
• No personal guarantee
Credicorp Loan — one-off advance
A single, fixed-term loan of £50–£500 over 14–84 days, if your need is a one-off rather than recurring.
Credicorp Slice — split a single bill
For a specific large supplier invoice — a big stock order from one supplier — Credicorp Slice spreads that one bill at a flat fee with no interest compounding.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
• 3 or 4 weekly instalments by Direct Debit
• Settle early and we refund the unused fee pro rata
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
See the cost for your sector
A typical e commerce business might borrow £400.00 over 35 days. Adjust the sliders to match your own scenario.
Total cost has been capped at 100% of the amount borrowed.
This matches your needs? Start your application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Business Loan
Total cost has been capped at 100% of the amount borrowed.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
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Common questions
Can an e-commerce or online retail company apply for a Credicorp loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs selling online — whether on Amazon, Etsy, Shopify or your own site. The platform and revenue mix are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.