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Credicorp

Benthyca llif arian wedi'i adeiladu ar gyfer manwerthu

Seasonal peaks, late supplier invoices and slow-paying customers put retail cash flow under pressure. Credicorp offers short-term lending to UK incorporated retail businesses — no personal guarantee, same-day decisions.

Yn adnabod unrhyw un o'r rhain?

If so, a Credicorp short-term business loan could help you bridge that gap.

  • Bylchau stoc cyn masnachu brig — Nadolig, haf, yn ôl i'r ysgol
  • Suppliers demanding payment 30 days before your customers pay you
  • Methiant peiriant cardiau neu gost gosod siop na chynlluniwyd amdani
  • Pontio mis tawel tra byddwch yn aros i archeb fawr gyrraedd

Pa gynnyrch sy'n addas?

A one-off business loan fits retail best when you need a specific sum to buy stock or cover a planned cost — borrow the amount, repay over 14–84 days, done.

If your need is a specific supplier invoice, Credicorp Slice splits one bill into 3 or 4 weekly instalments at a flat fee — no compounding.

Credicorp Business Loan Argymhellir ar gyfer y sector hwn

A one-off business loan fits retail best when you need a specific sum to buy stock or cover a planned cost — borrow the amount, repay over 14–84 days, done.

• £50–£500 mewn un blaensymiad

• Sefydlog 14–84 -diwrnod o dymor

Credicorp Slice — split a single bill

If your need is a specific supplier invoice, Credicorp Slice splits one bill into 3 or 4 weekly instalments at a flat fee — no compounding.

• Biliau o £50–£2,000

• Ffi wastad 6% o ffi — dim cyfansoddi

Gweld y gost ar gyfer eich sector

Efallai y byddai busnes retail nodweddiadol yn benthyca £300.00 dros 42 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.

Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.

A yw hyn yn cyd-fynd â'ch anghenion? Dechrau eich cais

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.

Benthyciad Busnes

Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.

Pwy all wneud cais?

  • Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
  • 6+ mis o fasnachu
  • Cyfrif banc busnes cyfredol yn y DU
  • Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
  • Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni

Canllawiau ar gyfer eich busnes

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Cwestiynau cyffredin

Can a retail limited company apply for a Credicorp business loan?

Yes. Credicorp lends to UK incorporated limited companies and LLPs in retail — shops, stockists, market traders and online retailers. The retail sector is not a pricing factor.

Do companies in this sector need to provide a personal guarantee?

No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.

How quickly can a company in this sector get a lending decision from Credicorp?

Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.

Ready when your company is

A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.