Late repayment can cause serious money problems. Get help with payments.

Credicorp is becoming CreditCorp Read what's changing →

Credicorp

Iasad sruth-airgid do ghnìomhachasan ciùird

Bidh plumairean, dealanairean, luchd-togail agus ciùirdean eile a' cur a-mach fàirdeal às dèidh na h-obrach — ach feumar stuthan a phàigheadh mus tòisich thu. Bidh sinn a' drochaideadh na beàrn sin do ghnìomhachasan ciùird corporra na RA.

An aithnich thu gin dhiubh seo?

If so, a Credicorp short-term business loan could help you bridge that gap.

  • Materials to buy upfront when a customer invoice is 30 days away
  • Briseadh-sìos bhana a chuireas stad ort bho bhith ag obair an-diugh
  • A' buannachadh cùmhnant nas motha na àbhaist agus feum air sgèileadh suas gu luath
  • Amannan sàmhach ràitheil nuair a tha fàirdealan a' slaodadh ach nach eil na cosgaisean àbhaisteach

Cò an toradh a fhreagras?

Tha sruth-airgid ciùird air a stiùireadh leis a' bheàrn eadar ceannach stuthan agus pàigheadh fhaighinn. Tha iasad teirm shuidhichte a' còmhdach na beàrn shònraichte sin aig cosgais iomlan aithnichte.

If you have a specific trade supplier invoice to pay — materials, tools, plant hire — Credicorp Slice lets you spread it over 3 or 4 instalments at a flat fee.

Credicorp Business Loan Air a mholadh airson na roinne seo

Tha sruth-airgid ciùird air a stiùireadh leis a' bheàrn eadar ceannach stuthan agus pàigheadh fhaighinn. Tha iasad teirm shuidhichte a' còmhdach na beàrn shònraichte sin aig cosgais iomlan aithnichte.

• £50–£500 ann an aon airgead-toisich

• Suidhichte 14–84 -latha de theirm

Credicorp Slice — split a single bill

If you have a specific trade supplier invoice to pay — materials, tools, plant hire — Credicorp Slice lets you spread it over 3 or 4 instalments at a flat fee.

• Bilichean de £50–£2,000

• Cìs rèidh 6% cìs — gun cho-mheasgachadh

Faic a' chosgais airson an roinn agad

Dh'fhaodadh gnothachas trades àbhaisteach iasad fhaighinn de £400.00 thar 56 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.

Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.

A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.

Iasad Gnothachais

Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.

Cò as urrainn iarrtas a chur a-steach?

  • Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
  • 6+ mìosan malairt
  • Cunntas banca gnothachais làithreach san RA
  • Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
  • Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas

Stiùireadh airson a' ghnothachais agad

Business insurance: what a UK micro-business actually needs

Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.

Open the full answer

Investments for a UK director — the basics, honestly

A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.

Open the full answer

UK startup funding guide for founders — no jargon

A startup funding guide for UK founders: grants, loans, equity, bootstrapping — the funding ladder for a micro-business, with honest pros and cons for each step.

Open the full answer

Ceistean cumanta

Can a trade business incorporated as a limited company apply?

Yes. Credicorp lends to UK incorporated limited companies and LLPs in the trades — plumbers, electricians, builders, decorators and other specialists. The company must be incorporated at Companies House.

Do companies in this sector need to provide a personal guarantee?

No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.

How quickly can a company in this sector get a lending decision from Credicorp?

Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.

Ready when your company is

A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.