Credicorp
Benthyca llif arian i fusnesau crefft
Mae plymwyr, trydanwyr, adeiladwyr a chrefftau eraill yn anfonebu ar ôl y gwaith — ond mae angen talu am ddeunyddiau cyn i chi ddechrau. Rydym yn pontio'r bwlch hwnnw i fusnesau crefft corfforedig y DU.
Yn adnabod unrhyw un o'r rhain?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Materials to buy upfront when a customer invoice is 30 days away
- Fan yn torri i lawr sy'n eich atal rhag gweithio heddiw
- Ennill contract mwy nag arfer ac angen graddio i fyny'n gyflym
- Cyfnodau tawel tymhorol pan fydd anfonebau'n arafu ond nid y costau cyffredinol
Pa gynnyrch sy'n addas?
Mae llif arian crefftau yn cael ei yrru gan y bwlch rhwng prynu deunyddiau a derbyn taliad. Mae benthyciad tymor sefydlog yn cwmpasu'r bwlch penodol hwnnw am gost gyfan hysbys.
If you have a specific trade supplier invoice to pay — materials, tools, plant hire — Credicorp Slice lets you spread it over 3 or 4 instalments at a flat fee.
Credicorp Business Loan Argymhellir ar gyfer y sector hwn
Mae llif arian crefftau yn cael ei yrru gan y bwlch rhwng prynu deunyddiau a derbyn taliad. Mae benthyciad tymor sefydlog yn cwmpasu'r bwlch penodol hwnnw am gost gyfan hysbys.
• £50–£500 mewn un blaensymiad
• Sefydlog 14–84 -diwrnod o dymor
Credicorp Slice — split a single bill
If you have a specific trade supplier invoice to pay — materials, tools, plant hire — Credicorp Slice lets you spread it over 3 or 4 instalments at a flat fee.
• Biliau o £50–£2,000
• Ffi wastad 6% o ffi — dim cyfansoddi
Gweld y gost ar gyfer eich sector
Efallai y byddai busnes trades nodweddiadol yn benthyca £400.00 dros 56 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
A yw hyn yn cyd-fynd â'ch anghenion? Dechrau eich cais
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Benthyciad Busnes
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
Pwy all wneud cais?
- Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
- 6+ mis o fasnachu
- Cyfrif banc busnes cyfredol yn y DU
- Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
- Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Canllawiau ar gyfer eich busnes
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Cwestiynau cyffredin
Can a trade business incorporated as a limited company apply?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in the trades — plumbers, electricians, builders, decorators and other specialists. The company must be incorporated at Companies House.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.