Credicorp
Short-term lending for salons and beauty businesses
Hair and beauty salons trade in a familiar rhythm — busy before big occasions, quieter in between — while rent, stock and wages carry on regardless. Credicorp helps UK incorporated salons bridge a genuine, short, seasonal gap.
Yn adnabod unrhyw un o'r rhain?
If so, a Credicorp short-term business loan could help you bridge that gap.
- A predictable quiet month when takings dip but rent and wages do not
- Restocking products and consumables before a seasonal booking surge
- A salon chair, dryer or treatment device failing and needing replacing
- An essential supplier needing paying before bookings recover
Pa gynnyrch sy'n addas?
A salon usually needs a small, fixed sum to bridge a specific, short gap until known seasonal income returns. A fixed-term loan gives a clear total cost timed to that recovery.
If the need is one specific bill — a wholesale product order or an equipment service — Credicorp Slice spreads it over 3 or 4 weekly instalments at a flat 6% fee with no compounding.
Credicorp Business Loan Argymhellir ar gyfer y sector hwn
A salon usually needs a small, fixed sum to bridge a specific, short gap until known seasonal income returns. A fixed-term loan gives a clear total cost timed to that recovery.
• £50–£500 mewn un blaensymiad
• Sefydlog 14–84 -diwrnod o dymor
Credicorp Slice — split a single bill
If the need is one specific bill — a wholesale product order or an equipment service — Credicorp Slice spreads it over 3 or 4 weekly instalments at a flat 6% fee with no compounding.
• Biliau o £50–£2,000
• Ffi wastad 6% o ffi — dim cyfansoddi
Gweld y gost ar gyfer eich sector
Efallai y byddai busnes beauty nodweddiadol yn benthyca £250.00 dros 35 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
A yw hyn yn cyd-fynd â'ch anghenion? Dechrau eich cais
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Benthyciad Busnes
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
Pwy all wneud cais?
- Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
- 6+ mis o fasnachu
- Cyfrif banc busnes cyfredol yn y DU
- Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
- Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Canllawiau ar gyfer eich busnes
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Cwestiynau cyffredin
Can a hair salon or beauty business apply for a Credicorp loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in the salon and beauty sector — hair, nails, aesthetic treatments and similar businesses. Chair count and treatment mix are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.