Credicorp
Short-term lendin for professional service firms
Accoontants, solicitors, consultants an agencies aften front muckle project costs afore client invoices are settled. Credicorp brigs that gap for UK incorporatit professional service businesses.
Recognise ony o thir?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Software licences, tuils or trainin costs tae pey afore client fees land
- A large project requiring upfront expenditure with 60-day payment terms
- Hirin a contractor tae cover a skills gap while yer team is at capacitie
- Slaw-peyin clients leavin ye short for yer ain supplier obligations
Whilk product fits?
Professional service cash-flow gaps are typically tied tae a specific invoice cycle — a kent soum needit for a defined period. A fixed-term lendin gies ye certaintie on cost.
If the need is a specific software licence, tools subscription or contractor invoice, Credicorp Slice spreads one bill at a flat 6% fee over 3 or 4 weekly instalments.
Credicorp Business Loan Recommendit for this sector
Professional service cash-flow gaps are typically tied tae a specific invoice cycle — a kent soum needit for a defined period. A fixed-term lendin gies ye certaintie on cost.
• £50–£500 in ae advance
• Fixed 14–84 -day tairm
Credicorp Slice — split a single bill
If the need is a specific software licence, tools subscription or contractor invoice, Credicorp Slice spreads one bill at a flat 6% fee over 3 or 4 weekly instalments.
• Bills o £50–£2,000
• Flat 6% fee — nae compoondin
See the cost for yer sector
A teepical professional services business micht borrae £350.00 ower 42 days. Adjust the sliders tae match yer ain scenario.
Total cost haes been cappit at 100% o the amoont borraed.
This matches yer needs? Stairt yer application
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Business Lendin
Total cost haes been cappit at 100% o the amoont borraed.
Wha can pit in?
- UK leemitit company or LLP (body-corporate lendin anely — no sole traders)
- 6+ months tradin
- Current UK business bank accoont
- Director identity check (you, no the company, as the company's authorised representative)
- Nae personal guarantee requirt — the obligation is the company's
Guides for yer business
Business insurance: what a UK micro-business actually needs
Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.
Investments for a UK director — the basics, honestly
A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.
UK startup funding guide for founders — no jargon
A startup funding guide for UK founders: grants, loans, equity, bootstrapping — the funding ladder for a micro-business, with honest pros and cons for each step.
Common speirins
Can an accountancy, legal or consultancy firm apply?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in professional services — accountants, solicitors, consultants, agencies and similar firms. The sector and client base are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.