Credicorp
Short-term lending for food and drink producers
Food and drink producers — craft bakers, brewers, distillers, roasters, preserve makers and small-batch manufacturers — pay for ingredients, packaging and a production run long before the wholesale or retail invoice is settled. Credicorp bridges that working-capital gap for UK incorporated food and drink production businesses — no personal guarantee, same-day decisions.
An aithnich thu gin dhiubh seo?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Ingredients and packaging to buy upfront before a production run can ship
- A seasonal run — Christmas hampers, summer drinks, a festival order — needing a large outlay all at once
- A stockist or wholesaler paying on 30 to 60 day terms while your suppliers want paying now
- An oven, fermenter, still or packing line failing and halting production mid-batch
Cò an toradh a fhreagras?
For a food or drink producer the gap is the lag between paying for ingredients, packaging and a production run now and being paid on the wholesale or retail invoice later. A fixed-term Credicorp loan covers that defined run at a total cost you know from the outset.
When the need is one specific bill — an ingredients order, a packaging run or an equipment service — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
Credicorp Business Loan Air a mholadh airson na roinne seo
For a food or drink producer the gap is the lag between paying for ingredients, packaging and a production run now and being paid on the wholesale or retail invoice later. A fixed-term Credicorp loan covers that defined run at a total cost you know from the outset.
• £50–£500 ann an aon airgead-toisich
• Suidhichte 14–84 -latha de theirm
Credicorp Slice — split a single bill
When the need is one specific bill — an ingredients order, a packaging run or an equipment service — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee with no interest compounding.
• Bilichean de £50–£2,000
• Cìs rèidh 6% cìs — gun cho-mheasgachadh
Faic a' chosgais airson an roinn agad
Dh'fhaodadh gnothachas food drink production àbhaisteach iasad fhaighinn de £400.00 thar 56 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Iasad Gnothachais
Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.
Cò as urrainn iarrtas a chur a-steach?
- Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
- 6+ mìosan malairt
- Cunntas banca gnothachais làithreach san RA
- Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
- Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas
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Ceistean cumanta
Can a food or drink producer apply for a Credicorp business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs in food and drink production — craft bakers, brewers, distillers, roasters and small-batch manufacturers. Production volume and route to market are not pricing factors.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.