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Credicorp

Short-term lending for couriers and logistics firms

Couriers, hauliers and delivery firms earn by keeping vehicles on the road. When a van fails or fuel and maintenance bills land before a contract pays, a quick decision keeps you running. Credicorp lends to UK incorporated transport businesses.

Recognise ony o thir?

If so, a Credicorp short-term business loan could help you bridge that gap.

  • A vehicle off the road needing an urgent repair before contracts are missed
  • Fuel, insurance or maintenance bills due before a delivery contract pays
  • Hiring a second driver to cover a busy period before the extra revenue clears
  • A regular client paying monthly while your own costs run weekly

Whilk product fits?

Transport cash-flow gaps are usually a specific, time-critical cost — a repair or a bill due now, with contracted income arriving shortly after. A fixed-term loan matches that gap exactly.

For one specific bill — a vehicle service invoice, a tyre or parts order — Credicorp Slice spreads it over 3 or 4 weekly instalments at a flat 6% fee, no interest compounding.

Credicorp Business Loan Recommendit for this sector

Transport cash-flow gaps are usually a specific, time-critical cost — a repair or a bill due now, with contracted income arriving shortly after. A fixed-term loan matches that gap exactly.

• £50–£500 in ae advance

• Fixed 14–84 -day tairm

Credicorp Slice — split a single bill

For one specific bill — a vehicle service invoice, a tyre or parts order — Credicorp Slice spreads it over 3 or 4 weekly instalments at a flat 6% fee, no interest compounding.

• Bills o £50–£2,000

• Flat 6% fee — nae compoondin

See the cost for yer sector

A teepical transport business micht borrae £350.00 ower 28 days. Adjust the sliders tae match yer ain scenario.

Total cost haes been cappit at 100% o the amoont borraed.

This matches yer needs? Stairt yer application

Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.

Business Lendin

Total cost haes been cappit at 100% o the amoont borraed.

Wha can pit in?

  • UK leemitit company or LLP (body-corporate lendin anely — no sole traders)
  • 6+ months tradin
  • Current UK business bank accoont
  • Director identity check (you, no the company, as the company's authorised representative)
  • Nae personal guarantee requirt — the obligation is the company's

Guides for yer business

Business insurance: what a UK micro-business actually needs

Public liability, employers' liability, professional indemnity, cyber, key person — what is legally required, what is genuinely useful, and what is over-sold.

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Investments for a UK director — the basics, honestly

A first-principles guide to investing surplus money — for directors who want a sensible plan rather than a stock-tip spreadsheet.

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UK startup funding guide for founders — no jargon

A startup funding guide for UK founders: grants, loans, equity, bootstrapping — the funding ladder for a micro-business, with honest pros and cons for each step.

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Common speirins

Can a courier or haulage company apply for a Credicorp loan?

Yes. Credicorp lends to UK incorporated limited companies and LLPs in transport — couriers, hauliers, same-day delivery firms and freight operators. Fleet size and contract type are not pricing factors.

Do companies in this sector need to provide a personal guarantee?

No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.

How quickly can a company in this sector get a lending decision from Credicorp?

Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.

Ready when your company is

A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.