Credicorp
Working-capital lending for logistics and warehousing businesses
Third-party logistics, fulfilment and storage operators run agency labour and fuel weekly and fund peak-season capacity months ahead, while the retailers and clients they serve settle on 30 to 60 day terms. Credicorp bridges that structural gap for UK incorporated logistics and warehousing businesses — no personal guarantee, decisions most working days.
An aithnich thu gin dhiubh seo?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Agency and temporary labour to pay weekly while client invoices settle monthly or later
- Fuel, vehicle and forklift costs falling due before a haulage or fulfilment contract pays
- Funding extra racking, packaging and pick-pack capacity before a peak-season surge lands
- A 3PL or retail client paying on 30 to 60 day terms while your own suppliers want paying now
Cò an toradh a fhreagras?
Credicorp Flex Air a mholadh airson na roinne seo
Logistics and warehousing cash flow runs on a repeating cycle — labour, fuel and storage costs go out continuously while client settlements arrive in arrears — so a revolving facility fits better than a single advance. Credicorp Flex gives a limit you can draw against as each payroll run, fuel bill or peak ramp-up comes around, repay as clients settle, and redraw for the next cycle without reapplying. When a need is genuinely one-off — a single piece of handling equipment or a one-time mobilisation cost — a fixed-term loan over a defined period is the simpler alternative.
• Crìoch lùbach de £50–£500
• Tarraing, ath-phàigh, ath-tharraing — gun ath-thagradh
• Aontachadh crìche an aon latha; tarraingean sa bhad às dèidh sin
• Cosgais iomlan cuibhrichte aig 100% den na tharraingeas tu
• Gun bharantas pearsanta
Credicorp Loan — one-off advance
Aon iasad le teirm shuidhichte de £50–£500 thar 14–84 latha, mas e feum aon-uair seach feum leantainneach a th' agad.
Credicorp Slice — split a single bill
For one specific bill — a packaging or consumables order, a forklift service invoice or a racking purchase — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
• Bilichean de £50–£2,000
• Cìs rèidh 6% cìs — gun cho-mheasgachadh
• 3 no 4 cuibhreannan seachdaineil le Fiach Dìreach
• Socraich tràth agus pàighidh sinn air ais a' chìs gun chleachdadh pro rata
Faic a' chosgais airson an roinn agad
Dh'fhaodadh gnothachas logistics warehousing àbhaisteach iasad fhaighinn de £450.00 thar 42 latha. Atharraich na sleamhnagan gus a bhith a' freagairt air an t-suidheachadh agad fhèin.
Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.
A bheil seo a' freagairt air na feumalachdan agad? Tòisich an t-iarrtas agad
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Iasad Gnothachais
Chaidh a' chosgais iomlan a chuibhreachadh aig 100% den t-suim a fhuaradh air iasad.
Cò as urrainn iarrtas a chur a-steach?
- Companaidh earranta no LLP san RA (iasad corp-corporra a-mhàin — chan e luchd-malairt aonair)
- 6+ mìosan malairt
- Cunntas banca gnothachais làithreach san RA
- Sgrùdadh dearbh-aithne stiùiriche (thusa, chan e an companaidh, mar riochdaire ùghdarraichte a' chompanaidh)
- Chan eil feum air barantas pearsanta — 's ann leis a' chompanaidh a tha an dleastanas
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Ceistean cumanta
Can a 3PL, fulfilment or warehousing company apply for Credicorp lending?
Yes. Credicorp lends to UK incorporated limited companies and LLPs operating third-party logistics, fulfilment and storage businesses. Whether you are owner-operated or multi-site is not a pricing factor.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.