Credicorp
Working-capital lending for logistics and warehousing businesses
Third-party logistics, fulfilment and storage operators run agency labour and fuel weekly and fund peak-season capacity months ahead, while the retailers and clients they serve settle on 30 to 60 day terms. Credicorp bridges that structural gap for UK incorporated logistics and warehousing businesses — no personal guarantee, decisions most working days.
Yn adnabod unrhyw un o'r rhain?
If so, a Credicorp short-term business loan could help you bridge that gap.
- Agency and temporary labour to pay weekly while client invoices settle monthly or later
- Fuel, vehicle and forklift costs falling due before a haulage or fulfilment contract pays
- Funding extra racking, packaging and pick-pack capacity before a peak-season surge lands
- A 3PL or retail client paying on 30 to 60 day terms while your own suppliers want paying now
Pa gynnyrch sy'n addas?
Credicorp Flex Argymhellir ar gyfer y sector hwn
Logistics and warehousing cash flow runs on a repeating cycle — labour, fuel and storage costs go out continuously while client settlements arrive in arrears — so a revolving facility fits better than a single advance. Credicorp Flex gives a limit you can draw against as each payroll run, fuel bill or peak ramp-up comes around, repay as clients settle, and redraw for the next cycle without reapplying. When a need is genuinely one-off — a single piece of handling equipment or a one-time mobilisation cost — a fixed-term loan over a defined period is the simpler alternative.
• Terfyn cylchdroi o £50–£500
• Tynnu, ad-dalu, ail-dynnu — heb ailymgeisio
• Cymeradwyo terfyn yr un diwrnod; tynnu ar unwaith wedi hynny
• Cyfanswm cost wedi'i gapio ar 100% o'r hyn rydych yn ei dynnu
• Dim gwarant bersonol
Credicorp Loan — one-off advance
Benthyciad sengl, tymor sefydlog o £50–£500 dros 14–84 o ddyddiau, os yw eich angen yn un-tro yn hytrach na pharhaus.
Credicorp Slice — split a single bill
For one specific bill — a packaging or consumables order, a forklift service invoice or a racking purchase — Credicorp Slice spreads that single bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
• Biliau o £50–£2,000
• Ffi wastad 6% o ffi — dim cyfansoddi
• 3 neu 4 rhandaliad wythnosol drwy Ddebyd Uniongyrchol
• Setlo'n gynnar a byddwn yn ad-dalu'r ffi heb ei defnyddio pro rata
Gweld y gost ar gyfer eich sector
Efallai y byddai busnes logistics warehousing nodweddiadol yn benthyca £450.00 dros 42 o ddyddiau. Addaswch y llithryddion i gyd-fynd â'ch senario eich hun.
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
A yw hyn yn cyd-fynd â'ch anghenion? Dechrau eich cais
Borrowing is expensive relative to bank lending. Only borrow if the cost is less than the gap it closes. Total cost capped at 100% of principal — you will never repay more than double. There is no personal guarantee; lending is to the company.
Benthyciad Busnes
Mae cyfanswm y gost wedi'i gapio ar 100% o'r swm a fenthycwyd.
Pwy all wneud cais?
- Cwmni cyfyngedig neu LLP yn y DU (benthyca corff-corfforaethol yn unig — nid unig fasnachwyr)
- 6+ mis o fasnachu
- Cyfrif banc busnes cyfredol yn y DU
- Gwiriad hunaniaeth cyfarwyddwr (chi, nid y cwmni, fel cynrychiolydd awdurdodedig y cwmni)
- Dim gwarant personol yn ofynnol — mae'r rhwymedigaeth yn perthyn i'r cwmni
Canllawiau ar gyfer eich busnes
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Cwestiynau cyffredin
Can a 3PL, fulfilment or warehousing company apply for Credicorp lending?
Yes. Credicorp lends to UK incorporated limited companies and LLPs operating third-party logistics, fulfilment and storage businesses. Whether you are owner-operated or multi-site is not a pricing factor.
Do companies in this sector need to provide a personal guarantee?
No. All Credicorp lending is to the company — the UK limited company or LLP — as the sole obligor. There is no personal guarantee and no personal credit search on any director or shareholder.
How quickly can a company in this sector get a lending decision from Credicorp?
Applications are reviewed as they arrive during business hours. Credicorp aims to make a credit decision the same working day in most cases. Once approved, funds typically reach your company account the same day.
Lending for other sectors
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.