Credicorp
Credicorp — AI decision in minutes, money the same day.
Borrae £50–£500 ower 14 tae 84 days. We len tae yer company, no tae ye — nae personal guarantee, nae director liability, total cost cappit at 100% o whit ye borrae.
Business lans for UK leemitit companies · Nae personal guarantee
Representative: borrae £200 for 30 days, repey £220. An early-settlement chairge micht apply.
- Amoont
- £50 – £500
- Tairm
- 14 – 84 days
- Personal guarantee
- Nane
- Cost caip
- 100% o the principal
Worried about a payment? We'll work something out.
Cashflow doesn't always behave. Talk to us early and we'll look at a payment arrangement, a short extension or a hardship variation so your repayments fit your circumstances. Asking for help never counts against your company.
Talk to a real person.
Our team is here to help with anything from your application to your live contract. Email, call or write — a real person answers.
Pay business bills in slices — not all at once.
Split a one-off business bill into clear, scheduled instalments. We pay your supplier in full today; you pay us back over the next few weeks. Fixed, transparent instalments — no surprises, no compounding. No personal guarantee.
We lend our own money. The decision comes straight from us.
Credicorp is a direct lender that funds business credit with our own money — not a broker or a panel. An AI decision in minutes, confirmed by a real underwriter on every application.
A revolving business line of credit that flexes with your cashflow.
Draw down what you need, when you need it, and pay interest only on the balance you've actually drawn — never on the limit you're not using. As you repay, the limit frees up to draw again. The interest charged on any single drawing is capped at 100% of that drawing.
Approved? Money the same day.
On approval, the money lands in your company account — usually within hours of signing. Apply in about five minutes.
Three weys tae fund yer company
Wale the shape o fundin that fits hou yer business actually trades. Ilka product is body-corporate lendin wi nae personal guarantee.
- Business Loans
- A single lump sum, peyed back ower a fixed short term.
- Credicorp Flex
- A rinnin credit facility ye draw frae as ye need it.
- Credicorp Slice
- Sinder a business purchase intae clear, scheduled slices.
Frae application tae fundit in fower steps
Pit in in 5 meinits
Tell us aboot yer company an hou muckle ye need. Nae paperwark, nae brainch veisit — dae it frae yer phone.
AI deceesion in minutes
Oor AI analyses yer company in real time. A real underwriter syne confirms — no juist a black-box score.
See yer terms
Clear, fixed pricing with the total cost shown up front. Cost capped at 100% of what you borrow. No surprises.
Funded the same day
On approval, the siller lands in yer company accoont — maistly within oors o signin.
Lendin biggit aroon yer company, no agin ye
Nae personal guarantee
We lend tae the company. Yer hame an personal assets are niver on the line.
A real human deceesion
Ilka application is reviewed bi a body that looks at the hale picture.
Same-day fundin
Approved applications are maistly funded within oors, straucht tae yer accoont.
Cost cappit at 100%
Ye'll niver pey back mair nor twa-fauld whit ye borraed on a single loan.
Pey early, pey less
Ye anely pey for the days ye haud the siller, sae settlin early cuts yer interest. An early-settlement chairge micht apply.
Saicont chances coont
A bygane blip disna rule ye oot. We look at hou yer business trades nou.
See the exact cost afore ye pit in
Shift twa sliders — amount an term — an the calculator shaws yer hale repayment an ilka instalment. Nae sign-up, nae credit check, nae surprises.
Representative: borrow £200 for 30 days, repay £220. An early-settlement charge may apply.
- Repeyment schedule
- The dates are illustrative, coontit frae the day.
- Representative APR (pay in full)
- —%
How much do you have spare each month?
Drag the sliders to roughly match your monthly money in and money out. We’ll show what’s left over. It’s a guide to help you think it through — not a quote or a lending decision, and nothing you enter leaves your browser.
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — it’s a guide to help you choose, not a lending decision or a quote.
A weel-stelt UK business lender, group-backit
Credicorp Limited is part of the CM Beyer group, alongside its Australian sister company, Credicorp Pty Limited. It runs a multi-product short-term lending platform — the Business Loan, Credicorp Flex and Credicorp Slice — for UK limited companies, lending to your company, not to you personally, outside FCA consumer-credit regulation (FSMA RAO Articles 60B and 60L).
We are a direct lender that funds business credit with our own money, with applications assessed by our proprietary behavioural-AI decisioning engine and a real person reviewing every one. That is working capital, fast, without directors putting their house on the line.
Not to be confused with the ASX-listed Credit Corp Group or the Peruvian Credicorp financial corporation — Credicorp Limited is a UK business lender registered in England and Wales, part of the CM Beyer group.
The things fowk speir first
Straucht answers tae the questions directors speir afore they pit in. Tap a question tae read the answer — an gin yours isna here, the hale FAQ librarie hauds the lave.
Dae I hae tae gie a personal guarantee?
Naw. We lend tae the company as a body corporate. The director isna personally liable an nae personal guarantee is taen.
Hou muckle can ma company borrae?
Atween £50 an £500 on a single short-term loan, ower a term o 14 tae 84 days, wi weekly or fortnichtly repeyments.
Whit dis it cost?
The haill cost o credit is cappit at 100% o the amoont borraed — ye'll niver repey mair nor twa-fauld on a single loan. Settle early ony time; an early-settlement chairge micht apply.
Wha can pit in?
Smaw, director-led UK limited companies (Ltd, LLP, PLC) tradin at least sax month, wi a sole director pittin in on the company's behauf. Subjeck tae status, affordabilitie an business credit checks.
Hou fast is the siller?
The application taks aboot five meinits. Aince a body haes luikit ower an approved it, funds maistly raik yer company accoont the same day — aften within oors.
Dis a missed peyment in the bygane rule us oot?
No on its ain. We dinna refuse credit based anely on bygane events — we look at hou yer business trades the day an its abilitie tae pey back nou.
Fresh writin an practical help
Latest frae the Newisroom
• Summer cashflow planning for UK limited companies — a practical guide for Q3 June to August is the tightest quarter for many UK companies — slow-paying clients, payroll on holiday rota, and a corporation tax bill if your year-end fell in March. Here is how to plan through it. 17 June 2026
• Introducing Credicorp Slice: a new business finance product for UK companies Credicorp Slice is our new BNPL-style product for UK limited companies. It splits a one-off business bill into three or four manageable instalments and pays your supplier in full today. 29 May 2026
Recent Help Airticles
• How is Credicorp Limited connected to CM Beyer Limited? CM Beyer Limited is a related United Kingdom company in the same group. Credicorp Limited and CM Beyer Limited are separate legal entities that share a common corporate background.
• Why does Credicorp have group companies in the UK and Australia? Each market is served by its own legal entity. Credicorp Limited serves UK customers; Credicorp Pty Limited serves Australian customers. CM Beyer Limited in the UK is a related company in the same group.
Ready whan yer company is
A 5-meinit application. AI deceision in meinits, confirmed bi a real underwriter. Same-day fundin on approval. Nae personal guarantee.
Credicorp Limited, registered in England & Wales (No. 16093826). Lending to UK incorporated bodies corporate, outside FCA consumer-credit regulation (Articles 60B and 60L, FSMA RAO 2001). Subject to status, affordability and business credit checks.
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.