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Credicorp

Simple: How We Lend

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Simple: How We Lend

We make lending choices based on how a business is doing now, not just its credit history.

You have the right to ask a real person to look at the decision again. We will tell you why we declined, in plain English.

What we look at

  • How the business is trading right now.
  • Is the company active at Companies House?
  • Recent bank statements.

If we say no

You have the right to ask a real person to look at the decision again. We will tell you why we declined, in plain English.

Ready when your company is

A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.