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Simple: How It Works

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Simple: How It Works

Apply, get a quick answer, sign, and get the money. Here is what each step means.

Fill in the online form. It takes about five minutes. You will need your company number and the director's details.

We look at how the business is trading today. Most decisions come back within one working day.

If we say yes, you sign the loan agreement online.

Step 1 — Apply

Fill in the online form. It takes about five minutes. You will need your company number and the director's details.

Step 2 — Get an answer

We look at how the business is trading today. Most decisions come back within one working day.

Step 3 — Sign

If we say yes, you sign the loan agreement online.

Step 4 — Get the money

The money lands in your business bank account the next working day, often sooner.

Step 5 — Pay back

Payments come out by Direct Debit on the dates in your agreement. No early-payment fee.

Ready when your company is

A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.