Credicorp
What we ask for in your application (and why)
A short tour of the application form: every field, what it is for, and where the answer lives if you do not have it to hand.
The application form is the first time we ask much of a customer. We try to keep it tight — a five-minute form, not a fifty-page one. Here is what each section is for.
About the director
Your name, date of birth, email, phone, and home address. The address is for identity-verification only; it is not a personal-guarantee surface. There is no personal guarantee on a Credicorp business loan — the director is not personally liable.
About the company
Company name and number (from Companies House), registered office, trading address if different, and the nature of the business. We use the Companies House register to confirm the company exists, has not been dissolved, and matches what you have entered.
About the finances
Average monthly turnover, average monthly outgoings, any existing business debt. Order-of-magnitude is fine — we will verify against bank statements (or Open Banking, if you connect it). The figures you give us are not held against you if they are slightly out — they are a starting point, not a contract.
What we do not ask for
Your personal income, your personal credit-card balances, your spouse's circumstances, or any biometric information. None of that is relevant to a body-corporate loan and we don't store data we don't need.
If you would like to see the whole flow before you start, our How it works page has the steps and our Privacy Policy sets out what we keep and for how long.
More from the newsroom
Staying safe online: spotting impersonation and fraud in 2026 UK
UK impersonation fraud is getting harder to spot with AI-generated content. The defences are the same: check the domain, verify any request directly, and never feel rushed.
How we handle overdue business loans
A plain-English summary of what happens if a Credicorp business loan falls behind on a payment — and what does not happen.
How Credicorp Flex drawdowns work UK: repayments and the math explained
A walk-through of how a Credicorp Flex drawing actually works in the portal — the day you draw, the day interest starts, when the minimum payment hits, and how early repayment changes the numbers.
Summer cashflow planning for UK limited companies — a practical guide for Q3
June to August is the tightest quarter for many UK companies — slow-paying clients, payroll on holiday rota, and a corporation tax bill if your year-end fell in March. Here is how to plan through it.
Your data, in your hands — downloading what we hold about you
We've added a one-click Download my data button to your account, so the right to access your information under UK GDPR is a button, not a form.
Life at Credicorp: a typical week for a remote team member
Curious what working at a small UK lender actually looks like day-to-day? An honest account of a typical week for a remote Credicorp team member.
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.