Credicorp
How to spot a loan scam UK: warning signs and impersonation
Knowing how to spot a loan scam in the UK protects your business. Practical advice on the warning signs and how to confirm you are dealing with the genuine Credicorp Limited.
Unfortunately, fraudsters sometimes use the names of established lenders to trick people. We want our customers to be able to spot the warning signs.
Common warning signs
- pressure to act or pay immediately, before you have time to think;
- a request to pay into a bank account you do not recognise;
- an upfront "fee" demanded before a loan is released;
- contact details, web addresses or email domains that do not match our own;
- requests for passwords or full security details, which we would never ask for in full.
How to check you are dealing with us
The genuine Credicorp Limited has one UK website — credicorp.co.uk — and our email addresses use that domain. We are registered in England and Wales, company number 16093826, with a registered office in West Drayton UB7 0LB. You can verify our registration on the Companies House register.
If anything does not add up, stop and check. Contact us using the details on this website, not the details in a suspicious message. If you think you have been targeted by a scam, you can also report it to Action Fraud. Taking a moment to confirm is always worth it.
Common questions about loan scams in the UK
What is a loan fee scam?
A loan fee scam is when a fraudster poses as a lender and demands an upfront payment before releasing a loan that does not exist. Legitimate lenders, including Credicorp, never charge a fee before a loan is paid out. If someone asks you to pay in advance to receive a business loan, stop and report it.
How do I verify I am dealing with the real Credicorp?
Check that the website address is exactly credicorp.co.uk (no extra words, hyphens, or different domains). Our email addresses end @credicorp.co.uk. You can verify our registration as Credicorp Limited, company number 16093826, on the official Companies House register at companies-house.gov.uk. If in doubt, contact us directly via the details on this page — not details you received in an unsolicited message.
What should I do if I think I've been targeted by a loan scam?
Stop all contact with the suspected fraudster. If you have lost money, report it to Action Fraud (actionfraud.police.uk or 0300 123 2040). If the scam impersonated Credicorp, please let us know at clients@credicorp.co.uk so we can track the pattern and warn other customers.
Related reading
More from the newsroom
Paying extra on your loan: how it actually saves you money
Even modest, occasional overpayments cut the total interest you pay across the life of a loan. Here is why, and the easiest ways to do it without fuss.
Why we record our calls
Calls to and from Credicorp Limited are recorded. We explain why, and how those recordings are looked after.
A practical guide to Direct Debit for business loans — Credicorp
Direct Debit is the simplest way to manage your business loan repayments. We answer the questions customers ask most often — how to set one up, what happens if it fails, and how the Direct Debit Guarantee protects you.
New Year 2026: reviewing your business finances for the year ahead
A short, no-judgement guide to reviewing your business finances at the start of a new year — what to gather, what to look for, and where to get free business debt advice if it is not adding up.
A salon covers a quiet month responsibly
An anonymised story of a limited-company salon that used a small, short-term loan to get through a quiet trading month, honest with itself about the cost.
Late-payment culture and the UK small business
Late payment is a chronic drag on UK small firms. Here is how it harms micro-companies, what the Prompt Payment Code does, and where finance fits.
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.