Credicorp
Restock before the rush.
A short-term loan to top up inventory between a quiet week and a busy one — repaid over a few weeks as your stock turns. Clear, capped pricing with no surprises.
Representative example
Representative: borrow £200 for 30 days, repay £220.
One-time business loan
A single lump sum, repaid over 14-84 days. Available now.
Credicorp Flex
A revolving limit you draw, repay and redraw. Available now.
Common questions
What is restock finance for UK retailers?
Restock finance is a short-term business loan that covers the upfront cost of buying inventory before your sales revenue arrives. Credicorp advances the funds to your company's bank account; you repay from trading income as your stock turns.
Can a limited company apply for restock finance?
Yes — Credicorp lends exclusively to UK limited companies. The company is the borrower; no personal guarantee from the director is required.
How fast can I get restock finance?
Applications take around five minutes. A decision follows in minutes, and same-day funding is available when the agreement is signed before 3pm.
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.