Credicorp
Your company borrows. You don't guarantee it.
We lend to UK limited companies under the body-corporate exemption — the loan is to the company, not to the director. No personal guarantee. No charge over your home or your savings.
Credicorp · Comharra-malairt na RA UK00004156742
Eisimpleir riochdail
Riochdail: faigh iasad de £200 airson 30 latha, pàigh air ais £220.
Iasad gnìomhachais aon-uair
Aon shuim chnapach, air a phàigheadh thar 14-84 latha. Ri làimh a-nis.
Credicorp Flex
Crìoch a thionndaidheas a tharraingeas tu, a phàigheas tu air ais agus a tharraingeas tu a-rithist. Ri làimh a-nis.
Ceistean cumanta
What does "no personal guarantee" mean on a business loan?
A no-guarantee business loan means the director does not sign a personal guarantee making them personally liable for repayment. Credicorp lends to the UK limited company under the body-corporate exemption — the company is the borrower, and its assets are the security, not the director's personal assets or home.
Is a no-guarantee business loan UK regulated?
Because the borrower is a UK limited company (a body corporate), this lending is exempt from FCA consumer-credit regulation. There is no Financial Ombudsman Service or FSCS cover. General contract law and the UK's data-protection rules apply in full.
Who can apply for a no-guarantee business loan UK?
UK registered limited companies in active trading. Sole traders, partnerships and consumers are not eligible. The director applying must be authorised to act on the company's behalf.
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.