Credicorp
Asset and equipment finance for UK limited companies
Fund the machinery, vehicles and technology your business needs without draining cash reserves. Fixed-term funding priced on your company’s position—no personal guarantee required.
Exempt business lending to UK limited companies & LLPs. Not regulated under consumer-credit rules.
Preserve working capital, upgrade your capability
Outright purchase ties up cash that could drive growth. Asset finance matches payments to the equipment’s productive life, keeping your balance sheet fluid and your operations competitive.
We lend exclusively to UK limited companies and LLPs based on trading performance, creditworthiness, and affordability. Terms reflect your business’s financial position—not personal assets.
Fund new or used equipment from any supplier. You select the asset; we provide the facility.
How asset finance works
Choose your asset
Select equipment, vehicles, or machinery from any UK supplier. We fund business-use assets across sectors.
Apply online
Complete a short business-eligibility form. We review credit, affordability, and compliance based on your company’s trading record.
Fund and deploy
Upon approval and delivery, you take immediate use. We pay the supplier; you repay through fixed monthly instalments from company funds.
Assets we finance
All assets must be used solely for business purposes by a UK limited company or LLP.
- Commercial vehicles – vans, lorries, HGVs, company cars
- Plant & machinery – CNC equipment, forklifts, compressors, printing presses
- IT & technology – servers, workstations, software licences, telecoms systems
- Office equipment – furniture, fit-out, security systems
- Specialist tools – medical, construction, hospitality, engineering
- Renewables & efficiency – solar panels, heat pumps, energy-saving installations
Structures to match your cash flow
We align repayment schedules with your revenue cycle and the asset’s economic life.
Quotes are individually priced based on your company’s profile and the asset. You receive a binding offer before commitment.
Note: While no personal guarantee is required as a condition of lending, directors may be asked to guarantee repayment in certain circumstances, consistent with standard commercial practice.
- Hire purchase – own the asset outright at term end
- Finance lease – lower periodic payments with a balloon optionality
- Operating lease – upgrade periodically without disposal overhead
Trusted by UK limited companies
Hundreds of businesses use Credicorp to acquire essential equipment. Most applications are reviewed within one working day.
Existing customer? Access Credicorp Hub to manage your facility.
More insights
Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.