Credicorp
Beth sy'n cyfrif fel diben "cyfan gwbl neu'n bennaf busnes"
Crynodeb: pan fydd eich cwmni'n benthyca gennym, rydych yn cadarnhau bod y benthyciad at ddiben "cyfan gwbl neu'n bennaf busnes". Mae'r ymadrodd byr hwn yn rhan o'r hyn sy'n cadw'r benthyca y tu allan i'r drefn credyd defnyddwyr.
Y prawf
Rhaid i'r arian fod ar gyfer y busnes — er enghraifft stoc, offer, neu fwlch llif arian — nid ar gyfer gwariant personol cyfarwyddwr. Dyna pam rydych yn llofnodi datganiad i'r perwyl hwnnw. Ni fyddem yn benthyca i gwmni ar gyfer gwariant personol cyfarwyddwr.
Crynodeb Cymraeg — mae fersiwn Saesneg lawn yr erthygl hon yn awdurdodol. Darllen yr erthygl lawn yn Saesneg
Y prawf
Crynodeb: pan fydd eich cwmni'n benthyca gennym, rydych yn cadarnhau bod y benthyciad at ddiben "cyfan gwbl neu'n bennaf busnes". Mae'r ymadrodd byr hwn yn rhan o'r hyn sy'n cadw'r benthyca y tu allan i'r drefn credyd de
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