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Beth yw gwarant bersonol — a pham nad ydym yn cymryd un

Crynodeb: gwarant bersonol yw addewid ar wahân, sy'n rhwymo'n gyfreithiol, gan unigolyn — cyfarwyddwr fel arfer — i ad-dalu dyled y cwmni os na all y cwmni. Mae'n agor asedau personol y cyfarwyddwr i berygl.

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Pam nad ydym yn cymryd un

Nid ydym yn cymryd gwarant bersonol. Rydym yn benthyca i'ch cwmni, y cwmni yw'r benthyciwr, a'r cwmni sy'n atebol am y ddyled. Os na all y cwmni ad-dalu, rydym yn mynd ar drywydd y cwmni — nid chi'n bersonol. Rydym yn asesu fforddiadwyedd ar y cwmni ei hun.

Pam nad ydym yn cymryd un Crynodeb: gwarant bersonol yw addewid ar wahân, sy'n rhwymo'n gyfreithiol, gan unigolyn — cyfarwyddwr fel arfer — i ad-dalu dyled y cwmni os na all y cwmni. Mae'n agor asedau personol y cyfarwyddwr i berygl. Alternatives to short-term lending in the UK: overdraft, card, invoice finance, grants Alternatives to short-term lending in the UK: overdraft, credit card, invoice finance and grants compared honestly. Know the options before you borrow. Secured vs unsecured business loans UK: what's the difference? Secured vs unsecured business loans UK: secured loans are backed by an asset; unsecured are not. Here is the trade-off, and why our loan is unsecured with… What is a business loan in the UK? A UK business loan is money borrowed by a company for business purposes, repaid with interest. Here is how it differs from a personal loan, who can… Business credit reference agencies UK explained Experian Business, Creditsafe and Equifax Business build credit files on companies. Here is how the UK business credit reference agencies differ from… No early repayment fee? How the early-settlement charge works on UK business loans You can settle your UK business loan early at any time with no hidden fee. An early-settlement charge of up to 28 days' interest may apply — the… Bridging loan vs term loan vs credit facility: what's the difference in the UK? Bridging loan vs term loan vs credit facility in the UK — each is built for a different need. Here is how each works and where our products fit.

Beth mae hyn yn ei olygu i gyfarwyddwyr

Gan nad oes gwarant bersonol, nid yw asedau personol cyfarwyddwr mewn perygl am y benthyciad hwn, ac nid ydym yn cofnodi'r benthyciad ar eich ffeil gredyd defnyddwyr bersonol. Mae'r ffigurau y byddwch yn eu had-dalu wedi'u nodi'n llawn ar eich Taflen Wybodaeth Allweddol (KIS) ac yn y Cytundeb Benthyciad Busnes cyn i chi lofnodi.

Crynodeb Cymraeg — mae fersiwn Saesneg lawn yr erthygl hon yn awdurdodol. Darllen yr erthygl lawn yn Saesneg

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