Credicorp
Short-term business loans in Plymouth
Plymouth's incorporated companies serve one of the UK's most distinctive trading environments — maritime industry, defence supply chains, and a regenerating city centre — where the timing of contract receipts rarely matches the timing of operating costs; Credicorp provides fast, fixed-term credit to the company itself, no personal guarantee, same-day decisions. £50–£500 over 14–84 days.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Lending to businesses in your city
Plymouth's economy is shaped by its deep connection to maritime industry, naval defence, and the supply chains that serve Devonport Dockyard — one of the largest naval bases in Western Europe. Incorporated companies providing engineering, logistics, professional services, or facilities management to defence and maritime clients frequently operate under long payment terms set by public-sector procurement frameworks. That gap between work delivered and payment received is exactly the environment a short fixed-term business loan is designed to bridge.
Beyond its maritime heritage, Plymouth has an active construction and property development scene tied to ongoing city-centre regeneration. Incorporated contractors and specialist subcontractors working on commercial and mixed-use schemes face the standard construction cash-flow challenge: materials and labour costs fall before stage-payment milestones are certified and paid. A short fixed-term loan that clears on payment arrival is a clean, predictable solution.
Plymouth also has a growing cluster of creative, digital, and marine-technology businesses, many of them spun out of the University of Plymouth. These incorporated companies often operate on project revenue that arrives in uneven tranches, with operational costs running continuously. Credicorp's Slice product can spread a single invoice or equipment cost over three to four weekly instalments at a flat 6% fee, giving project-based companies a structured way to smooth that unevenness.
Credicorp does not lend against a postcode — the decision is identical wherever your company trades. A Plymouth limited company with a registered office in the city centre, Devonport, Derriford, or anywhere else in Devon is assessed on exactly the same basis as any other UK incorporated entity. Location plays no role in pricing or approval.
Which product fits?
Plymouth's defence and maritime supply-chain companies benefit from a fixed-term loan with a defined repayment date that aligns with known contract payment milestones, with no revolving trap and no personal guarantee — lending is to the company, not to its directors.
Use Credicorp Slice to spread a single materials order, equipment hire invoice, or subcontractor upfront cost over three to four weekly instalments at a flat 6% fee.
Credicorp Business Loan
Recommended for most needs
Plymouth's defence and maritime supply-chain companies benefit from a fixed-term loan with a defined repayment date that aligns with known contract payment milestones, with no revolving trap and no personal guarantee — lending is to the company, not to its directors.
• £50–£500 in one advance
Credicorp Slice — split a single bill
Use Credicorp Slice to spread a single materials order, equipment hire invoice, or subcontractor upfront cost over three to four weekly instalments at a flat 6% fee.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
Common questions
Which Plymouth businesses are eligible to borrow from Credicorp?
Credicorp lends exclusively to UK incorporated limited companies and LLPs. Sole traders, partnerships, and consumers are not eligible. Being based in Plymouth or Devon has no bearing on the decision — eligibility is assessed on the company's own financial standing, not its postcode.
Is a personal guarantee required for a Plymouth limited company?
No. Credicorp lends to the company as a legal entity. There is no personal guarantee, and directors and members carry no personal liability for the facility at any point.
How quickly will a Plymouth company receive a credit decision?
Credicorp aims to deliver a decision on the same working day the application is submitted. The process is entirely online — there is no branch, no paper process, and no requirement to attend any local office.
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Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.