Credicorp
Short-term business loans in London
London-incorporated companies carry some of the highest fixed costs in the country — commercial rent, payroll and supplier deposits all fall due long before clients settle. Credicorp offers short-term lending to UK limited companies and LLPs trading in London — no personal guarantee, same-day decisions. £50–£500 over 14–84 days.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
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Downloads a branded PDF of this quote. The quote is an illustration, not an offer.
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Lending to businesses in your city
London runs on high fixed overheads. Commercial rent, business rates and payroll land on a fixed day each month whether or not your own invoices have cleared — and few cities front more cost before income arrives.
Late payment is a London constant. Agencies, contractors, creative studios and suppliers routinely wait on 30, 60 or even 90-day client terms while their own costs run weekly, opening a working-capital gap that has to be bridged.
The pace of the city rewards speed. A supplier deposit, a short-notice opportunity, a quarter's rent or an urgent repair often cannot wait for a six-week bank credit committee — a same-day decision keeps the work moving.
From the City and Canary Wharf to Shoreditch, Soho, Croydon and the outer boroughs, the cash-flow shape is the same: money goes out before it comes in. Credicorp does not lend against a postcode — the decision is identical wherever your company trades — but that London gap is exactly what a short-term business loan is built to bridge.
Which product fits?
A London business usually needs a specific sum to bridge a specific gap — a quarter's rent, a payroll run, a supplier deposit — until a known payment lands. A fixed-term Credicorp business loan covers that defined gap at a total cost you know from the outset, with no revolving trap and no personal guarantee.
When the need is one specific bill — a quarterly rent demand, a software or licence renewal, or a single large supplier invoice — Credicorp Slice spreads that one bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
Credicorp Business Loan
Recommended for most needs
A London business usually needs a specific sum to bridge a specific gap — a quarter's rent, a payroll run, a supplier deposit — until a known payment lands. A fixed-term Credicorp business loan covers that defined gap at a total cost you know from the outset, with no revolving trap and no personal guarantee.
• £50–£500 in one advance
Credicorp Slice — split a single bill
When the need is one specific bill — a quarterly rent demand, a software or licence renewal, or a single large supplier invoice — Credicorp Slice spreads that one bill over 3 or 4 weekly instalments at a flat 6% fee, with no interest compounding.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
Common questions
Can London limited companies apply for a Credicorp short-term business loan?
Yes. Credicorp lends to UK incorporated limited companies and LLPs regardless of where the company is based or trades. A London address is not a pricing factor. Eligibility is based on your company's financial position and incorporation status, not its postcode. Sole traders, partnerships and consumers are not eligible.
Do London businesses need to provide a personal guarantee?
No. Credicorp lends to the company itself — there is no personal guarantee and no personal liability for directors. If the company cannot repay, the claim sits with the company, not with individual directors.
How quickly can a London business get a lending decision?
Applications are reviewed as they arrive during business hours and we aim to make a credit decision the same working day. If approved, funds are typically sent to the company's business bank account by the end of the same working day or the next business day.
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Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.