Credicorp
Short-term business loans in Liverpool
Liverpool's incorporated businesses operate across a broad commercial and creative economy — when your limited company needs to bridge a cash-flow gap, Credicorp provides same-day decisions with no personal guarantee and no director personal liability. £50–£500 over 14–84 days.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Lending to businesses in your city
Liverpool trades on a genuinely diverse commercial base: the port and logistics sector, a growing professional and financial services cluster, a long-established hospitality and events economy, and a creative and digital sector that has expanded significantly in recent years. Incorporated companies across all of these sectors encounter routine working-capital pinch points — stock that must be purchased ahead of a confirmed order, or wages that fall due before a corporate client has settled.
The waterfront and city-centre regeneration that has reshaped Liverpool's commercial districts has brought in new incorporated operators alongside businesses that have traded in the city for decades. Expansion phases — a second premises, a larger crew, new equipment — routinely arrive before the revenue line has caught up, and a short-duration loan offers a proportionate response without committing to a long-term facility.
Like most large commercial cities, Liverpool sees a measurable late-payment lag between incorporated companies and their larger clients or public-sector counterparties. A limited company on 30-day obligations frequently waits 45 to 60 days for its own receivables to clear — a structural gap that a fixed-term loan can bridge cleanly and predictably.
Credicorp does not lend against a postcode — the decision is identical wherever your company trades. A limited company registered in the city centre, in the Baltic Triangle, in Birkenhead or anywhere else across Merseyside will be assessed on exactly the same basis: the company's own financial position, nothing else.
Which product fits?
A fixed-term loan suits Liverpool limited companies that need to close a specific, identifiable gap — a supplier payment, a payroll run, a short-term stock purchase — with a known cost and a defined end date, and no personal guarantee attached to any director.
Credicorp Slice lets your company spread a single bill — a supplier invoice, a fit-out cost, a one-off professional fee — across three to four weekly instalments at a flat 6% fee.
Credicorp Business Loan
Recommended for most needs
A fixed-term loan suits Liverpool limited companies that need to close a specific, identifiable gap — a supplier payment, a payroll run, a short-term stock purchase — with a known cost and a defined end date, and no personal guarantee attached to any director.
• £50–£500 in one advance
Credicorp Slice — split a single bill
Credicorp Slice lets your company spread a single bill — a supplier invoice, a fit-out cost, a one-off professional fee — across three to four weekly instalments at a flat 6% fee.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
Common questions
Can a Liverpool sole trader or partnership apply for a Credicorp loan?
No. Credicorp lends exclusively to UK incorporated limited companies and LLPs. Sole traders and partnerships are not eligible. Only businesses that are formally incorporated can apply.
Will a personal guarantee be required from a Liverpool director?
No personal guarantee is ever required. The loan is made entirely to the company — no director, shareholder or guarantor carries any personal liability for the debt.
How long does a Liverpool company wait for a credit decision?
Credicorp returns decisions on the same working day for applications submitted during business hours. There is no extended review period — the company's position is assessed and a decision issued the same day.
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Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.