Credicorp
Short-term business loans in Aberdeen
Aberdeen's incorporated companies trade in a market shaped by the energy sector's project-based payment rhythms, where short-term cash-flow gaps are common and speed matters — no personal guarantee, same-day decisions. £50–£500 over 14–84 days.
See your repayments take shape
For planning only — not a quote.
Interest 0.25% per day on the outstanding principal + one £5 establishment fee. Total cost capped at 100% of what you borrow.
- You borrow
- £200.00
- Interest
- £15.00
- Establishment fee
- £5.00
- Total to repay
- £220.00
- Per week (approx.)
- £51.33
| Payment | Due | Amount |
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No personal guarantee — the company borrows, not you
Same-day funding on approval
Lending to businesses in your city
Aberdeen's commercial character is defined by the energy industry — oil, gas and, increasingly, offshore wind and decommissioning. The supply chain supporting these sectors is extensive and reaches well beyond engineering into specialist logistics, environmental consultancy, legal services and precision manufacturing. Companies in this chain routinely wait on milestone or purchase-order settlements from major operators, creating predictable but sharp cash-flow gaps that a short fixed-term advance can bridge cleanly.
The city also supports a substantial professional and financial-services sector, and a retail and hospitality economy centred on Union Street and the broader city-centre. Companies in these sectors face the same dynamic as anywhere: costs fall on fixed dates, but revenue and client payments do not. A supplier payment, a vehicle hire or a short-staffing agency bill can create a gap that is inconvenient but entirely temporary.
Aberdeen's market can move quickly when energy commodity conditions shift — companies may need to scale up procurement or mobilise resources at short notice ahead of a confirmed contract. In that context, a same-day credit decision and next-day funding means the company can act without waiting for internal reserves to be freed up or a bank approval cycle to complete.
Credicorp does not lend against a postcode — the decision is identical wherever your company trades. A limited company registered in Aberdeen, Westhill or the surrounding Aberdeenshire market towns is assessed on the same criteria, and location does not affect the rate or terms offered.
Which product fits?
Aberdeen companies in the energy supply chain benefit from a fixed-term loan with a defined repayment date they can align to a project milestone or operator payment — predictable, no revolving balance, and no personal guarantee required from directors.
Credicorp Slice lets an Aberdeen limited company spread a single trade or services invoice across three or four weekly instalments at a flat 6% fee, useful when a supplier requires upfront payment before an operator settles.
Credicorp Business Loan
Recommended for most needs
Aberdeen companies in the energy supply chain benefit from a fixed-term loan with a defined repayment date they can align to a project milestone or operator payment — predictable, no revolving balance, and no personal guarantee required from directors.
• £50–£500 in one advance
Credicorp Slice — split a single bill
Credicorp Slice lets an Aberdeen limited company spread a single trade or services invoice across three or four weekly instalments at a flat 6% fee, useful when a supplier requires upfront payment before an operator settles.
• Bills of £50–£2,000
• Flat 6% fee — no compounding
Pick the borrowing that fits your business
Tell us what you need and roughly how much. We’ll point you to the right product — a steer, not a quote or a lending decision.
Who can apply?
- UK limited company or LLP (body-corporate lending only — not sole traders)
- 6+ months trading
- Current UK business bank account
- Director identity check (you, not the company, as the company's authorised representative)
- No personal guarantee required — the obligation is the company's
Common questions
Which Aberdeen businesses qualify for a Credicorp loan?
Credicorp lends to incorporated limited companies and LLPs registered and actively trading in the UK, including those based in Aberdeen and the surrounding area. Sole traders, partnerships and individual applicants are not eligible. Aberdeen's postcode does not affect eligibility or pricing — the underwriting criteria are identical across the UK.
Is a personal guarantee required from Aberdeen company directors?
No. The facility is extended to the company, not to its directors personally. Directors are not asked to provide a personal guarantee and have no personal liability for repayment of a Credicorp loan.
How fast is the credit decision for Aberdeen limited companies?
Credicorp targets a same working-day decision for all applications. Most Aberdeen applicants receive a decision and, if approved, funds within the same working day or the next, depending on submission time and bank processing.
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Ready when your company is
A 5-minute application. AI decision in minutes, confirmed by a real underwriter. Same-day funding on approval. No personal guarantee.